The Blaenau Gwent conveyancing firm that I appointed last week on my house acquisition in Blaenau Gwent have suddenly closed. I chose them because I had to have a lawyer on the Principality conveyancing panel and my previous Blaenau Gwent lawyer was not. I sent them a cheque for two hundred pounds in advance. What are my options?

Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Principality conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist.

Do I need to take out insurance to address the risk of chancel repairs when acquiring a house in Blaenau Gwent?

Unless a previous purchase of the house took place post 12 October 2013 you can take it that solicitors handling conveyancing in Blaenau Gwent to continue to suggest a chancel search and or insurance against a claim.

Due to the input of my in-laws I had a survey completed on a property in Blaenau Gwent before retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks may not issue a loan on such a premises.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Blaenau Gwent. Conveyancing may be slightly more expensive based on your lender's requirements.

What makes your site different to other online quote calculators when it comes to conveyancing in Blaenau Gwent?

At this site secure an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Blaenau Gwent. As opposed to estate agents and many comparison sites we do not charge firms a fee if you select them for your home move in Blaenau Gwent

Last April I purchased a leasehold property in Blaenau Gwent. Am I liable to pay service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Blaenau Gwent Conveyancing for Leasehold Flats - Examples of Questions you should consider Prior to buying

How many of the leaseholders are in arrears for their service charge payments? Is anyone aware of any major works in the planning that will likely increase the service charges? Who takes charge for maintaining and repairing the block?