Me and my wife are buying our first property. Our conveyancer has e-mailedto enquire if we would like to order additional conveyancing searches. We are really unsure what's appropriate for conveyancing in Abersychan

The range of Abersychan conveyancing searches depends primarily on the premises, the location, the probability of any of these risks, your familiarity of the locality and risks, your overall attitude to risk. What matters is that you properly understand what information the searches could provide. Then you can make a decision if you personally think you need that information. Where you are unclear, ask your conveyancing practitioner to advise.

Finally the sale completed on my house in Abersychan last July yet the purchaser is whats apping every few hours complaining that their lawyer is waiting to hear from mylawyer. What are the post completion sale formalities following completion?

After completion of your sale your solicitor is committed to deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also send confirmation that the mortgage has been redeemed to the purchasers lawyers. There are no post completion formalities just for conveyancing in Abersychan.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Abersychan. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/10/2025, the requirements read as follows :

We are buying a house in Abersychan. I might seem paranoid but how we can trust a lawyer? On completion day we have to send our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I currently have a mortgage with Coventry BS for my property in Abersychan. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Coventry BS?

Coventry BS must be informed of your intention before letting out your property as this is likely to be a breach of Coventry BS’s mortgage conditions. It may be that Coventry BS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel solicitor.

I can not work out if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Abersychan bank branch on various occasions and was advised it wasn't a problem and they would lend. My Abersychan conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Your conveyancing practitioner has to comply with the CML Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

My wife and I are selling a Abersychan property we inherited 8 years ago in 2010. I have over 15 years conveyancing knowledge and, although retired, wish to do the conveyancing. The purchaser's conveyancer has informed me that their bank will not allow you to do your own conveyancing requiring the funds to be passed via a solicitor's bank account.

Mortgage requirements to property lawyers from all CML members state that If the seller does not have legal representation the borrower's lawyers should check whether the bank needs to be notified so that a decision can be made as to whether they are prepared to progress.