It has come to my attention via my broker that my Little Mill property lawyer is not on the lender Conveyancing panel. What can I do to be sure if this is correct?
You need to contact your Little Mill lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. Where they are not on the panel they may be able to suggest a Little Mill conveyancing firm that is on the approved list of lawyers for your mortgage company.
What is the optimum way to investigate if the solicitor conducting my conveyancing in Little Mill is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Virgin Money thus spending £192.00 in supplemental conveyancing costs.
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type ‘Little Mill’ or your preferred area and you will be presented with a number of lawyer based in Little Mill or nearest you.
We are buying a victorian detached house in Little Mill. Our aim is to convert the garage to a playroom at the house.Will legal work on the property involve enquiries to determine if these alterations are permitted?
Your conveyancer should review the deeds as conveyancing in Little Mill will occasionally reveal restrictions in the title documents which prohibit categories of works or need the consent of a 3rd party. Some additions need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We previously instructed solicitors locally in Little Mill on the RBS solicitor approved list. They are now charging me a separate fee for dealing with the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor may charge a fee for this. The charge is not dictated by RBS but by your Little Mill conveyancing practitioner. Some firms on the RBS panel will charge ’dealing with mortgage’ fee but some practices include it on their overall fee.
Bank of Ireland have agreed my home loan in principle, my bid on a flat in Little Mill has been agreed to, what are the next steps?
The property agent will need to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Telephone Bank of Ireland or the broker and finalise any outstanding forms. Bank of Ireland will sellect a valuer who will get in touch with the estate agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Little Mill.
Are there restrictive covenants that are commonly identified as part of conveyancing in Little Mill?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Little Mill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing lawyer in Little Mill for my remortgage. Can I review a solicitor's complaints history with the legal regulator?
You may see presented Solicitor Regulator Association (SRA) determinations arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes monitor call for training reasons.