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Find a Caldicot Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Caldicot? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Caldicot conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Caldicot conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Caldicot

My partner’s dad is a conveyancer. I suspect that I will receive mate’s rates for conveyancing, However if that does not come materialise, what level of costs should I be expecting for conveyancing in Caldicot?

Do compare pricing. Make use of our comparison tool on this page. Whilst estimates will contrast greatly but service levels do are distinct between law firms as is the case with most professions.

I am buying a property in Caldicot. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender HSBC be concerned?

As you are obtaining a mortgage with HSBC your lawyer must follow the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to HSBC where a lease does not meet these provisions. The provisions relate to the installation of panels on properties in England and Wales and is not isolated to Caldicot.

I have paid off my mortgage with Nottingham. I assume I don't need a Caldicot property lawyer on the Nottingham panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Nottingham has sent the Land Registry the discharge electronically, and
  3. Nottingham has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Nottingham mortgage has been paid off.

I am due to exchange contracts on my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being pedantic. The Caldicot solicitor who is on the Nationwide conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I own a renovated Edwardian house in Caldicot. Conveyancing practitioner represented me and Coventry Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Caldicot and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing solicitor who conducted the conveyancing.

I am using a search engine for the words cheap conveyancing in Caldicot it brings up many conveyancerslocally. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The preferential way of seeking a suitable conveyancer is through a personal recommendation, so seek the opinion of friends and family who have bought a property in Caldicot or the respected estate agent or mortgage broker. Costs for conveyancing in Caldicot vary, so it's sensible to obtain a minimum of three quotes from varying types of solicitors. Dont forget to clarify what costs in the quote includes.

Living abroad I am unable to attend my Caldicot conveyancing practitioners office to sign documents connected to my conveyancing in Caldicot – is this a problem?

No. Caldicot conveyancing lawyers can conduct home moves for clients across the country. You are unlikely to be required to be present a Caldicot conveyancers office. They can deal with all communications via phone, post and email - whatever works for you.

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