We are about to exchange contracts for a ground floor flat in Shirehampton. We encountered a snag. Our mortgage offer with Clydesdale runs out on 17/6/2019 but the sellers are putting forward a completion date of 19/6/2019. Is it possible to extend the loan offer?
The person best placed to deal with your question is your conveyancer who is in a position to assess if they corresponding with the bank, owner’s representatives, selling agents or conceivably all parties given the history of your transaction to date.
Are the BSA intent on creating a searchable register to list firms on the Norwich and Peterborough Building Society conveyancing panel for instance in Shirehampton?
We are not aware of any intention on the part of the BSA to promote such a tool.
I am looking for a flat up to £245,000 and found one near me in Shirehampton I like with a park and railway links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Shirehampton for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
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At this site secure a conveyancing quote from a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Shirehampton. Unlike many estate agents and many comparison sites we are not in the business of charging firms a fee if you choose them for your home move in Shirehampton
We're first time buyers - had an offer accepted, but the agent told us that the vendor will only go ahead if we use the agent's preferred lawyers as they need a ‘quick sale’. Our preferred option is to instruct a local solicitor who is accustomed to conveyancing in Shirehampton
We suspect that the seller is unaware of this demand. If they want ‘a quick sale', taking such a hostile approach to a genuine purchaser is not the way to achieve this. Speak to the owners direct and make sure they understand (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you do not need to sell (d) you wish to move quickly (e)but you will continue to appoint your preferred Shirehampton conveyancing lawyers - not the ones that will earn their negotiator at the agency a referral fee or achieve conveyancing thresholds demanded by corporate headquarters.