My apartment in Nailsea is up for sale and I have a buyer. Will the need to be on the conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.

I am purchasing a house and the lawyer has mentioned Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really appropriate for conveyancing in Nailsea

Unless a prior purchase of the property completed post 12 October 2013 you can take it that solicitors handling conveyancing in Nailsea to remain recommending a chancel search and or chancel repair liability policy.

I used Arc property Solicitors several years ago for my conveyancing in Nailsea. Now, I need my documents but cannot find the solicitor. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Nailsea of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm purchasing a new build house in Nailsea with a mortgage from . The builders refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not disclose to my conveyancer about this side-deal as it would jeopardize my loan with . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Leasehold Conveyancing in Nailsea - A selection of Questions you should ask before buying

How long is the Lease? How much is the ground rent and service charge? This question is helpful as a) areas may result in problems in the block as the communal areas may start to deteriorate if repairs remain unpaid b) if the leaseholders have a dispute with the running of the building you will need to have all the details