The mortgage offer from Nationwide for the remortgage of my 2 room garden flat is due any day now. Are you able to put forward a low cost conveyancing lawyer in Portishead?

You have come to the wrong place to search for a cheap conveyancing solicitors in Portishead. Our aim is to provide cost effective conveyancing but our intention is not to advertise as being the cheapest. Resist the temptation to appoint companies offering ninety nine pound conveyancing in Portishead. In your best case scenario, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst it will result in you being stung for additional fees and still not receive the service expected.

We are about to exchange contracts for a garden flat in Portishead. We encountered a stumbling block. The mortgage offer with HSBC Bank expires on 17/6/2024 but the vendors are insisting on a completion date of 19/6/2024. Is it possible to prolong the loan offer?

The best person to address this issue is your conveyancer who is in a position to assess if he or she is better off negotiating with the lender, seller’s lawyers, estate agents or possibly all three based on the circumstances your conveyancing to date.

How does conveyancing in Portishead differ for new build properties?

Most buyers of new build property in Portishead come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Portishead typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Portishead or who has acted in the same development.

We're first time buyers - agreed a price, yet the property agent advised that the owners will only proceed if we instruct the agent's chosen lawyers as they need an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Portishead

It is unlikely the owners are behind this. Should the owner want ‘a quick sale', alienating a genuine buyer is likely to cause more damage than good. Bypass the agents and go straight to the owners and make sure they comprehend that (a)you are serious buyers (b)you are ready to go, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Portishead conveyancing firm - as opposed tothose that will earn the estate agent a referral fee or achieve conveyancing thresholds demanded by head office.

Are all Portishead law firms on every bank conveyancing panel?

The Lexsure search tool on this page may be of use or you can drop into your high street bank branch in Portishead. Chances are that they will be in a position to suggest some approved conveyancing solicitors in Portishead