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Find a Bedminster Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bedminster? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bedminster home move at risk of delay or failure.

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Recently asked questions about conveyancing in Bedminster

My Bedminster solicitor has spotted a difference between the surveyor’s assumptions in the home valuation report and what is revealed within the title deeds. My solicitor has advised that he must check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach legitimate?

Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

I am intent on selling our property in Bedminster and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using a national conveyancing firm rather than a conveyancing solicitor in Bedminster. We have lived in Bedminster for many years we know that this is a non issue. Do we contact our local Authority to seek clarification that there is no issue.

It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

I opted to have a survey carried out on a house in Bedminster prior to retaining conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some banks tend not grant a loan on this type of home.

It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bedminster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bedminster to see if the conveyancing costs will increase in light of this.

What advice can you give us when it comes to choosing a Bedminster conveyancing firm to deal with our lease extension?

When appointing a conveyancer for your lease extension (regardless if they are a Bedminster conveyancing practice) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with several firms including non Bedminster conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:

    If the firm is not ALEP accredited then what is the reason? What are the costs for lease extension work?

Bedminster Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

    You should be aware that where the lease has no more than eighty years it will have adverse implications on the value of the apartment. It is worth checking with your bank that they are willing to lend given the lease term. A short lease means that you will most likely need a lease extension at some point and you need to have some idea of what this would cost. Remember, in most cases you would be required to have been the owner of the property for a couple of years in order to be legally able to extend the lease. The prefered form of lease arrangement is a share of the freehold. In this scenario the tenants have control and although a managing agent is often employed where the building is larger than a house conversion, the managing agent employed by the leaseholders. Are there any major works in the planning that will increase the maintenance fees?

We are about to buying a house in Bedminster. Conveyancing is not complete but we wish to have the amount we are are buying for private from sites such as Zoopla. Is this possible and how?

HMLR by statute are required to note price paid information on a register of the title for residential properties countrywide including properties in Bedminster. The Title Register is a public document, so the Land Registry would be breaching their statutory duty excluded certain homes such as your one in Bedminster.

You can make a request of HM Land Registry to hide the price paid entry but the response will be in the negative.

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Find out more about how flying freehold can affect your the value of a property.