Recently contacted my conveyancing solicitor in Bedminster who conducted the legals 18 months ago asking for a conveyancing quote based on the same type of house sale & purchase (a leasehold residence and a freehold premises) of almost identical values with a loan from Halifax. I am now being quoted twice the amount. Am I right to be tempted to shop around for an alternative conveyancer?
The costs illustration is slightly on the steep side. Where you are willing to expend time scrutinising charges you may be able to get the conveyancing a bit cheaper by perhaps £125. On the other hand, providing that you were pleased with the service the firm gave you maycome to regret choosing an an unknown conveyancer. Don't forget to check that the firm can act for Halifax. Do make use of our search tool to select a Bedminster conveyancing firm on the Halifax member panel, which can often include conveyancing solicitors in Bedminster.
My brother-in-law has suggested I instruct a conveyancing solicitor in Bedminster. I I am struggling to find out whether they are accepted on the HSBC Bank approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should phone the conveyancer and ask them whether they can act for the lender. Alternatively you should get in touch with HSBC Bank who may be able to confirm.
I need some expedited conveyancing in Bedminster as I have an ultimatum to complete within one month. Luckily I do not require a mortgage. Can I avoid the conveyancing searches to save fees and time?
As you are are a cash buyer you are at free not to have searches conducted although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Bedminster the following are examples of issues that can crop up and therefore impact future saleability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
I opted to have a survey done on a property in Bedminster ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks may refuse to give a loan on such a premises.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bedminster. Conveyancing may be slightly more expensive based on your lender's requirements.
Our property lawyer in Bedminster has informed me that he requires personal identification documents asserting that this is part of his legal duty as a solicitor on the mortgage company Conveyancing panel. Can this be correct?
Anti-terror and anti-money-laundering rules require Bedminster conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements