lenderpanel

Find a Coombe Dingle Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Coombe Dingle? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Coombe Dingle conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Coombe Dingle conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Coombe Dingle

Willinstructing a Coombe Dingle conveyancing firm make the ownership transfer smoother?

Existing third party relationships are another important factor to consider when appointing conveyancing solicitors. Coombe Dingle conveyancers enjoy long term relationships with lenders and agents, local authorities, valuers and other conveyancing firms meaning you will move in shortest possible time. Possessing years of knowledge of the local area also helps too.

Can you recommend a Clydesdale accepted Coombe Dingle conveyancing lawyer who can have us moved in within a short deadline? Am I best advised to go for a high street Coombe Dingle solicitor or a factory type firm?

We can recommend some very good Coombe Dingle conveyancing firms. Another option is to visit the high street in Coombe Dingle. Visit some well established firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your time frames together with your reasons and get a commitment on your deadline. Select the one that appears most efficient.

We had chosen solicitors with offices in Coombe Dingle on the Yorkshire BS solicitor panel. They have just billed me an additional fee for handling the Yorkshire BS mortgage. Is this an additional conveyancing fee set by Yorkshire BS?

As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your property lawyer may levy a fee for this. The charge is not set by Yorkshire BS but by your Coombe Dingle conveyancing practitioner. Plenty of firms on the Yorkshire BS panel will charge an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.

It is unclear whether my lender requires a lease extension. I have called into my local Coombe Dingle building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Coombe Dingle conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

As long as the lawyer is on the mortgage company panel, they must comply with the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Barclays have agreed my mortgage in principle, my bid on a property in Coombe Dingle has been accepted, what happens next?

The estate agent will wish to be advised as to your conveyancer's details (ensure that the conveyancers are on the lender’s panel). Telephone Barclays or the financial adviser and finish off any relevant documentation. Barclays will sellect a valuer who will get in touch with the estate agent or vendor to book a time for the valuation to occur. Once conducted (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Barclays will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Coombe Dingle.

How simple is it to switch solicitor as I have to choose a firm on the Aldermore conveyancing panel. I hired a local conveyancing solicitor in Coombe Dingle round the corner but she is not accepted by Aldermore

It would be our pleasure to assist you find a conveyancing solicitor in Coombe Dingle on the Aldermore panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Coombe Dingle. Using search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Coombe Dingle.

I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable price which is making it all the more appealing. I have just found out that the title is leasehold rather than freehold. I am assuming that there are issues purchasing a house with a leasehold title in Coombe Dingle. Conveyancing lawyers have are about to be appointed. Will my lawyers set out the implications of buying a leasehold house in Coombe Dingle ?

The majority of houses in Coombe Dingle are freehold rather than leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can help the conveyancing process. it is apparent that you are purchasing in Coombe Dingle in which case you should be shopping around for a Coombe Dingle conveyancing practitioner and check that they are used to advising on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the upkeep of the estate where the house is located on an estate. Your conveyancer will appraise you on the various issues.

I acquired a 1st floor flat in Coombe Dingle, conveyancing formalities finalised December 2001. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Coombe Dingle with a long lease are worth £190,000. The average or mid-range amount of ground rent is £65 per annum. The lease comes to an end on 21st October 2080

You have 61 years remaining on your lease we estimate the price of your lease extension to be between £19,000 and £22,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

Last updated

Find out more about how flying freehold can affect your the value of a property.