It is is a decade since I bought my house in Downend. Conveyancing solicitors have recently been appointed on the sale but I can't locate my deeds. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your mortgage company or they could be archived with the conveyancers who acted in the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Downend involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
I have justbecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Downend for a purchase of a leasehold flat 18 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The quickest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Downend conveyancing specialists.
How does conveyancing in Downend differ for newly converted properties?
Most buyers of new build or newly converted property in Downend come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Downend tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Downend or who has acted in the same development.
I'm refinancing my primary home to a buy to let loan with Skipton Building Society and intend to use the remaining equity towards another house. The location we are interested in is Downend. Will your lawyers be able to act for the two lenders and tie in the transactions?
Do use our comparison tool on this page to check that the solicitors are on the appropriate lender panels. Assuming that they are your conveyancer should be able to simultaneously deal with the two transactions but you should have a chat with you lawyer and specify your desired outcome and requirements.
I am using a search engine for the words cheap conveyancing in Downend it reveals many solicitorsin the area. How do I determine which is the right conveyancer for purchase transaction?
The preferential method of seeking a suitable conveyancer is via trusted referral, so ask colleagues and those you trust who have bought a property in Downend or a respected estate agent or mortgage broker. Charges for conveyancing in Downend differ, so it's sensible to secure at least four costs illustrations from different law firms. Dont forget to clarify that the charges are guaranteed not to rise.