lenderpanel

Find a Hanham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hanham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hanham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hanham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hanham

Can the conveyancing solicitors identified via your search tool perform conveyancing in Hanham by way of an attended exchange?

We do have a number of conveyancing specialists carrying out 24hr exchanges. You should e-mail us to obtain a conveyancing quote and details as to dates.

It is is a decade since I bought my property in Hanham. Conveyancing lawyers have just been retained on the sale but I can't find the title deeds. Will this jeopardise the sale?

You need not be too concerned. Firstly there is a possibility that the deeds will be retained by your lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Hanham involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.

My fiance and I decided to purchase a purpose built apartment in Hanham with a loan from Coventry Building Society.We like our Hanham conveyancing practitioner but Coventry Building Society advised that she’s not on their approved list of member firms. we are left little option but to use a Coventry Building Society panel solicitor or keep our preferred solicitor and pay for a Coventry Building Society panel lawyer to represent them. This seems very unfair; Can we not simply insist that Coventry Building Society use our lawyer?

Unfortunately,no. The home loan issued to you is subject to its terms and conditions, one of which will be that solicitors will be on the Coventry Building Society conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Coventry Building Society

My wife and I are selling our home in Hanham and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers used a national conveyancing practice as opposed to a conveyancing solicitor in Hanham. Having lived in Hanham for 5 years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that there is no issue.

It would appear that you have a conveyancing lawyer already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

I've found a house that appears to meet my requirements, at a great price which is making it more attractive. I have subsequently found out that the title is leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Hanham. Conveyancing advisers have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Hanham ?

The majority of houses in Hanham are freehold and not leasehold. This is one of the situations where having a local solicitor who is familiar with the area can help the conveyancing process. it is apparent that you are buying in Hanham in which case you should be shopping around for a Hanham conveyancing practitioner and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’spermission to carry out alterations. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your conveyancer should advise you fully on all the issues.

Last updated

Find out more about how flying freehold can affect your the value of a property.