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Find a Hanham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hanham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hanham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hanham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hanham

I am selling our property in Hanham and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street Hanham lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in Hanham. Having lived in Hanham for six years we know that this is a non issue. Do we contact our local Authority to get clarification that there is no issue.

It sounds as though you may have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Hanham I like with open areas and transport links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Hanham suitable, so just wondered if I would be making a mistake buying a short lease?

If you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.

I am using a search engine for the phrase on line conveyancing in Hanham it reveals numerous property lawyerslocally. How do I determine which is the suitable solicitor for my move?

The ideal method of choosing a suitable conveyancer is via personal referral, so seek the opinion of friends and relatives who have purchased a property in Hanham or the local estate agent or mortgage broker. Fees for conveyancing in Hanham vary, so it's sensible to request a minimum of four costs illustrations from varying types of solicitors. Be sure to secure confirmation what costs in the quote includes.

I've recently bought a leasehold flat in Hanham. Do I have any liability for service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I bought a 1st floor flat in Hanham, conveyancing formalities finalised half a dozen years ago. Can you work out an approximate cost of a lease extension? Similar flats in Hanham with an extended lease are worth £185,000. The ground rent is £65 per annum. The lease finishes on 21st October 2080

You have 60 years remaining on your lease we estimate the price of your lease extension to be between £20,000 and £23,000 plus professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.

Is it necessary during the course of the conveyancing process to attend the offices of the lender conveyancing panel solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Hanham as it will be easier to pop in to their offices when needed.

Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Hanham. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.

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