It has taken forever and a day but a mortgage offer from Nationwide for the remortgage of my 3 room apartment is coming any day now. Can you suggest a low cost conveyancing lawyer in Hanham?
You have come to the wrong place to search for the cheapest conveyancing in Hanham. We can offer you excellent value conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies teasing you with £100 conveyancing in Hanham. In your best case scenario, in being led by cheap conveyancing, you will earn what you pay for and at worst you will end up paying a lot in additional fees and still not get the service expected.
It is a dozen years since I purchased my property in Hanham. Conveyancing solicitors have recently been retained on the sale but I can't track down the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be kept by the lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Hanham involves registered property but in the rare situation where your property is not registered it is more tricky but is resolvable.
How do I check that the solicitor conducting my conveyancing in Hanham is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus paying £192.00 in supplemental conveyancing invoice.
Please do take advantage of the search tool on this page. Pick the lender and type ‘Hanham’ or your preferred area and you will be presented with numerous solicitors based in Hanham or nearest you.
My husband and I are 18 days into a freehold purchase having been recommend to solicitors by the local agent to carry out the conveyancing in Hanham. We are not happy. Could you help me find new lawyers?
They would need to be very bad in order to consider changing them. Has your loan offer been issued? If so you need to make them aware of the new contact details and get the offer are re-sent. Your solicitor ideally needs to be on the banks panel to avoid supplemental charges and delays. That should be your first question of the new solicitors. Our find a solicitor tool will help you find a bank approved solicitor for your home move in Hanham
Do you have any advice for leasehold conveyancing in Hanham with the intention of saving time on the sale process?
- A significant proportion of the delay in leasehold conveyancing in Hanham can be bypassed where you instruct lawyers as soon as your agents start marketing the property and request that they start to put together the leasehold information needed by the purchasers’ representatives. A minority of Hanham leases require Licence to Assign from the landlord. If this is the case, you should place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. The bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. You may think that you are aware of the number of years left on your lease but you should double-check via your lawyers. A buyer’s lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the lease term is less than 75 years. It is therefore important at an as soon as possible that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. If you have carried out any alterations to the property would they have required Landlord’s permission? In particular have you installed wooden flooring? Most leases in Hanham state that internal structural changes or addition of wooden flooring require a licence from the Landlord approving such alterations. Where you fail to have the approvals to hand you should not communicate with the landlord without contacting your solicitor before hand.
I invested in buying a split level flat in Hanham, conveyancing having been completed in 2010. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Hanham with over 90 years remaining are worth £206,000. The average or mid-range amount of ground rent is £45 per annum. The lease runs out on 21st October 2084
With just 66 years left to run we estimate the premium for your lease extension to span between £11,400 and £13,200 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.