It may have been a long time coming a loan offer from Santander for the remortgage of my 4 room apartment is coming imminently. Can you propose a cheap conveyancing practitioner in Southmead?
You have come to the wrong place to search for a cheap conveyancing solicitors in Southmead. We can offer you value for money conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing organisations teasing you with ninety nine pound conveyancing in Southmead. Optimistically, in going for cheap conveyancing, you will receive what you pay for and at worst it will result in you invoiced for extras and still not get the service required.
My husband and I are acquiring a newly constructed duplex in Southmead and my lawyer is advising me that she has to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to sign contracts and I don't want to delay the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
It is is a decade since I bought my property in Southmead. Conveyancing solicitors have just been instructed on the sale but I can't track down the deeds. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they may still be with the solicitor who oversaw your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Southmead relates to registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
I have 7378 less than 75 years remaining on my lease and need a lease extension for my apartment in Southmead. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/8/2025 the requirements read as follows :
The conveyancers handling our conveyancing in Southmead has sent papers to review that indicate that the land is unregistered with epitome documents. Surely all property in Southmead are registered?
Whilst the vast majorities of properties in Southmead are now registered with HMLR there are still some that remain unregistered. Any property in Southmead that has been remortgaged since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Southmead property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Southmead conveyancing practitioners should be able to handle such matters but where uncertainty prevails the standard recommendation these days appears to be for the seller to register it first and subsequently sell - this will have a domino effect to result in a significant delay.