I have given 2 months notice to my existing landlord and must be out of my let out apartment in Southmead by the end of next month. Conveyancing on my purchase is progressing. Can I complete in 4 weeks as don't want to have to find short term accommodation?
Generally one should not provide notice for your tenancy unless exchange of contracts has taken place. If you have not previously done so, speak to your conveyancer and ask them to they apply pressure on the owners side, try to an agreed time frame that all parties will aim to achieve
I had intended to instruct a conveyancing solicitor in Southmead for our house purchase. Our financial adviser informed us that our mortgage lenders Skipton Building Society won't deal with them. Why is this not regarded as unduly restrictive?
Before the recession most lenders had a different appetite for risk. Almost all Southmead conveyancing firms would have been on many lender panels. The financial services regulator in 2010 completed a thematic investigation into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more information from law firms relating to their operations and the individuals who work for them as well as set certain criteria such a completing on a minimum volume of transactions. Many Southmead conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Southmead is amongst the numerous areas where the conveyancers showing on our search results are members of the panel for Skipton Building Society.
I am looking for a conveyancing lawyer in Southmead for my sale. Is it possible to see a firm’s complaints history with the profession’s regulator?
Anyone may see presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training purposes.
Last January I purchased a leasehold house in Southmead. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Southmead - Sample of Questions you should consider Prior to buying
Plenty Southmead leasehold apartments will have a service charge for maintenance of the building invoiced by the management company. If you purchase the apartment you will have to pay this amount, normally in instalments throughout the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a rentcharge for you to pay annual, normally this is not a large amount, say approximately £25-£75 but you need to check as occasionally it could be prohibitively expensive. How is the lease structured? Are any of leasehold owners in arrears of their service charge liability?
Finally, a loan offer from a lender for the remortgage of my 2 bedroom apartment is expected imminently. Could you recommend an efficient remortgage conveyancing practitioner in Southmead ?
This site is not designed to help in pursuit of a cheap conveyancing solicitors in Southmead. Our aim is to provide value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by brokers offering £99 conveyancing in Southmead.At best, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service you were looking for.