Last May we completed a house move in Westbury On Trym. We have since encountered a number of problems with the property which we suspect were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been conducted for conveyancing in Westbury On Trym?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Westbury On Trym. Conveyancing searches and investigations initiated as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a seller completes a document called a SPIF. If the information ends up being inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Westbury On Trym.
Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who conducted the conveyancing in Westbury On Trym 10 years ago are no longer around. Will I be able to sell the house?
Gone are the days when you need to have the physical original deeds to prove you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
How does conveyancing in Westbury On Trym differ for new build properties?
Most buyers of new build property in Westbury On Trym come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because house builders in Westbury On Trym usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Westbury On Trym or who has acted in the same development.
Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Westbury On Trym I like with amenity areas and railway links in the vicinity, however it's only got 61 years unexpired on the lease. There is not much else in Westbury On Trym suitable, so just wondered if I would be making a mistake buying a short lease?
Should you need a mortgage that many years may be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
Taking into account that I will soon spend 450k on 3 bedroom house in Westbury On Trym I wish to have a conversation with the lawyer about myhome move in advance of instructing the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor who will be carrying out your property ownership legalities in Westbury On Trym.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Westbury On Trym should be the amount on the final invoice that you are charged.