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Find a Filton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Filton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Filton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Filton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Filton

Our family lawyer has quoted £1700 for no sale no fee conveyancing in Filton. I’m looking to sell a Victorian house for £225,000. This sounds over the top. Is it in excess of the average fee for conveyancing in Filton?

The estimate does seem marginally steep. Where you are prepared to invest time comparing fee on a like for like basis you may be able to get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, you mightlive to regret opting for an a cheaper conveyancer. Remember to ensure the conveyancer can also act for your lender. Do employ our comparison tool to choose a Filton conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Filton.

Can the conveyancing practitioners identified via your search tool handle auction conveyancing in Filton?

There are a number of auction practitioners we can put you in touch with those specialising in auction conveyancing. Filton is just one of hundreds of locations where our lawyers have a presence.

How can we tell if a Filton conveyancing solicitor on the Virgin Money panel is any good?

When it comes to conveyancing in Filton obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.

I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Filton property lawyer on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Co-operative has sent the Land Registry the discharge electronically, and
  3. Co-operative has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Co-operative mortgage has been paid off.

It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Filton bank branch on numerous occasions and was told they are content with the situation and they will lend. My Filton conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they would not lend based on their specific requirements. Who do I believe?

As long as the conveyancing practitioner is on the mortgage company panel, they must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

How does conveyancing in Filton differ for newly converted properties?

Most buyers of new build or newly converted property in Filton approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Filton usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Filton or who has acted in the same development.

I have just appointed agents to market my ground floor apartment in Filton. Conveyancing has not commenced, however I have recently had a yearly service charge demand – should I leave it to the buyer to sort out?

The sensible thing to do is discharge the service charge as you normally would because all rents and maintenance payments should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I invested in buying a basement flat in Filton, conveyancing was carried out 7 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Filton with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 invoiced every year. The lease ceases on 21st October 2077

With just 57 years remaining on your lease we estimate the premium for your lease extension to span between £28,500 and £33,000 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.

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