I am acquiring a property for cash in Bristol. I have been residing for the previous Seventeen years in Bristol. Conveyancing searches are exorbitant. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a home loan, then the vast majority of the Bristol conveyancing searches are at your discretion. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches carried out, but he is duty bound to take that path of guidance. One thing to take into account; if you are going to sell the house at a future date, it will likely be be of interest to your prospective buyer what the searches contain. On occasion houses with no practical issues can still show up unfavourable search results. A competent conveyancing solicitor in Bristol will provide you some sensible guidance here.
It is is a decade since I acquired my house in Bristol. Conveyancing lawyers have now been instructed on the sale but I can't track down the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they may be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Almost all conveyancing in Bristol involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
I need some quick conveyancing in Bristol as I have an ultimatum to exchange contracts within one month. Luckily I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are not taking a mortgage you have the choice not to do searches although no conveyancer would recommend that you don't. Drawing on years of experience of conveyancing in Bristol the following are instances of issues that can arise and adversely impact future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up during conveyancing in Bristol?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Bristol. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Do I need to be wary by brokers that I am dealing with are recommending a nationwide conveyancing firm as opposed to a High Street Bristol conveyancing practice?
As with many professional services, often referrals from family and friends can be very helpful. Yet there are many people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may recommend solicitors to retain. On occasion the solicitors might be known to one of the organisations as being good in their field, but occasionally there is an underlying commercial relationship behind the endorsement. You are at liberty to select your own lawyer. You need to be aware that some lenders specify a panel list of solicitors you have to use for the lender aspect of your conveyancing.