After what seems like an age a mortgage offer from NatWest for the remortgage of my 4 room maisonette is due imminently. Could you put forward a cheap conveyancing practitioner in Southville?
This site is not designed to help those in pursuit of the cheapest conveyancing solicitors in Southville. Our aim is to provide affordable conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers enticing you with ninety nine pound conveyancing in Southville. The optimum result, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in extras and still not receive the service you were hoping for.
My mortgage company has recommended a law firm on their panel based in Southville but I would rather instruct a conveyancing lawyer in Southville or nearer to where I live. Are you able to assist?
Not all Southville conveyancing practices are on all banks conveyancing panel. Do make use of our find an approved solicitor tool to identify a Southville conveyancing conveyancer on the on the lender panel.
We previously appointed conveyancers locally in Southville on the Nationwide solicitor panel. They are now charging me a separate fee for handling the Nationwide mortgage. Is this an additional conveyancing fee specified by Nationwide?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner can levy a fee for this. The charge is not set by Nationwide but by your Southville conveyancer. Plenty of firms on the Nationwide panel will levy ’dealing with mortgage’ fee and others do not.
How can we know in advance if a Southville conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Southville obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.
I recently had an offer agreed on an apartment in Southville. My mortgage broker suggested a property lawyer. I paid an advanced payment of £200. Shortly after, the property lawyer contacted me sheepishly admitting that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been 4 months following my purchase conveyancing in Southville completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a flat up to £195,000 and found one close by in Southville I like with open areas and station nearby, the downside is that it's only got 51 years on the lease. I can't really find anything else in Southville suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan that many years will be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.