My wife and I have recently appointed a conveyancing solicitor in Totterdown. I I am struggling to find out whether they are on the Accord Mortgages Ltd approved list of lawyers. Can you assist?
You should contact the conveyancer and enquire whether they can act for the lender. Alternatively please call Accord Mortgages Ltd who may be able to confirm.
When it comes to lenders such as Co-operative, do Totterdown lawyers face an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
I am buying a property in Totterdown. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender RBS be concerned?
As your lender is RBS your lawyer must comply with the formal instructions outlined in Part two of UK Finance Lenders’ Handbook for RBS. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and solicitors are required to report to RBS where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Totterdown.
My offer on a semi in Totterdown has been accepted, the sellers do however have a connected purchase. The sellers have offered on on an apartment, however it’s not yet agreed to, and are looking at other apartments booked. I have instructed a bricks and mortar conveyancing solicitor in Totterdown. What should be my next step? At what stage should I apply for the mortgage with Skipton?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, Totterdown conveyancing search costs, etc). First, you should check that your property lawyer is on the Skipton conveyancing panel. Regarding the subsequent steps this very much dictated by the uniqueness of your transaction, desire for the property and on the state of the market. In a rising market some purchasers would apply for a home loan with Skipton and arrange for the valuation and only if it was satisfactory would they request their solicitor to proceed with the conveyancing in Totterdown.
I have recentlyfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Totterdown for a purchase of a leasehold apartment 18 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Totterdown conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build flat in Totterdown. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Totterdown
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Hoping to buy a property located in Totterdown and I am already nervous. I couldn't find anything specific about Totterdown. Conveyancing will be needed in due course but do you know about the Totterdown area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Totterdown. In the meantime here are some basic statistics that we found