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Find a Fishponds Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Fishponds? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Fishponds home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Fishponds conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Fishponds

What is the difference between a licensed conveyancer and conveyancing solicitor in Fishponds

There are two types of lawyers who can conduct conveyancing in Fishponds namely CLC regulated conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or purchase of property. They are both required to handle Fishponds conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally administered and that the requisite steps should be accurately adhered to.

Is it the case that all Fishponds CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing list of approved firms?

It is true that some banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.

Does a directory service exist listing Lloyds panel solicitors in Fishponds on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few lenders make their panel listings open the public on the web. If you are looking for a Fishponds conveyancing practitioner on the Lloyds please make the most of our facility.

My friend suggested that if I am purchasing in Fishponds I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard Fishponds conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Fishponds around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Fishponds Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Fishponds.

4 months have elapsed following my purchase conveyancing in Fishponds took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying my first flat in Fishponds with a mortgage from Santander. The builders refused to move on the price so I negotiated £7000 of extras instead. The sale representative suggested that I not reveal to my conveyancer about this side-deal as it could jeopardize my loan with Santander. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been recommended by numerous property agents in Fishponds to get a quote from a conveyancer using your seach tool. What’s the financial inducement for Estate Agents to market your lawyers over alternative conveyancing organisations?

We refuse to give any commission for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.

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