Do banks and building societies provide you with an approved list of Fishponds conveyancing solicitors? How do you know who is on the Co-operative conveyancing panel?

Fishponds conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.

I require quick conveyancing in Fishponds as I have an ultimatum to complete inside one month. Thankfully I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?

If.Given you are not obtaining a home loan you have the choice not to do searches although no lawyer would recommend that you don't. With plenty of history conveyancing in Fishponds the following are instances of what can be revealed and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Unadopted Roads,...

I need to retain a conveyancing solicitor for remortgage conveyancing in Fishponds. I have land on a site which appears to be the perfect answer If it is possible to get all formalities completed via phone that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last August I purchased a leasehold property in Fishponds. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Fishponds Leasehold Conveyancing - Examples of Queries before buying

It is important to be aware whether changing the roof or some other major work is anticipated that will be shared between the tenants and will materially increase the the maintenance charges or require a specific payment. Who are the managing agents? It would be sensible to find out if there are any onerous prohibitions in the lease. For instance plenty of leases prohibit pets being allowed in in a block in Fishponds. If you like the apartmentin Fishponds yet your cat can’t make the move with you then you will be presented with a hard choice.

Why is it not possible to complete our conveyancing in Fishponds on Easter Monday?

Because on completion the money will be transferred electronically between the banks of the purchaser and seller's solicitor and currently this can only happen on a business day. It is not possible to complete on a saturday or sunday either.