Completed the sale of my flat in Emersons Green last May yet the purchaser is calling every few hours complaining that his solicitor needs to hear from mine. What are the post completion sale legalities following completion?

Following your sale your conveyancer is committed to send the transfer documentation and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer should also confirm that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There is unlikely to be post completion requirements just for conveyancing in Emersons Green.

I have been told that property searches are the number one reason for hinderance in Emersons Green house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Emersons Green.

I am buying a new build house in Emersons Green benefiting from help to buy. The sellers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not to tell my conveyancer about the side-deal as it will impact my loan with Yorkshire Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey carried out on a property in Emersons Green before appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some banks will refuse to issue a loan on such a premises.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Emersons Green. Conveyancing will be smoother if you use a solicitor in Emersons Green especially if they are acquainted with such properties in Emersons Green.

Taking into account that I will soon spend over three hundred thousand on a terraced house in Emersons Green I would like to have a conversation with the solicitor about myhouse move ahead of giving the go ahead to the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be carrying out your conveyancing in Emersons Green.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Emersons Green should be the figure that you end up paying.