What will a local search inform me regarding the house my wife and I buying in Frampton Cotterell?

Frampton Cotterell conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Searches UK The local search plays a central part in many a Frampton Cotterell conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

My wife and I own a 4 bedroom Victorian property in Frampton Cotterell. Conveyancing lawyer represented me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Frampton Cotterell and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.

I am buying a new build house in Frampton Cotterell with a loan from Accord Mortgages Ltd. The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not to tell my solicitor about this side-deal as it could adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In surfing the world wide web for the words conveyancing in Frampton Cotterell it shows results of numerous property lawyersin the area. How do I determine which is the suitable conveyancer for my move?

The preferential way of finding a suitable conveyancer is through a trusted recommendation, so seek the opinion of friends and relatives who have bought a property in Frampton Cotterell or a respected estate agent or financial adviser. Charges for conveyancing in Frampton Cotterell vary, so it's advisable to request a minimum of three costs illustrations from different companies. Be sure to obtain confirmation that the fees are fixed.

I have been informed by various family members to expect six to eight weeks for Frampton Cotterell conveyancing to complete.This was 3 ago. The paperwork was only sent to my conveyancer a few days ago so does the time start running now?

You should treat with caution of any conveyancing practitioner guaranteeing expedited completion times. Instead ask the average time it takes for them to complete Frampton Cotterell conveyancing deals and whether they are happy to move towards your proposed completion date for your house move in Frampton Cotterell