I am acquiring a property without a mortgage in Frampton Cotterell. I have lived for the last 20 years in Frampton Cotterell. Conveyancing searches are a lot of money. As I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a mortgage, then the vast majority of the Frampton Cotterell conveyancing searches are optional. Your lawyer will try and steer you, perhaps strongly, that you should have searches carried out, but she has a professional duty to take that path of advice. Do take into account; if you are intend to dispose of the house one day, it could be of importance to your prospective purchaser what the searches determine. There are plenty of instances where premises with day to day issues can still throw up unexpected search results. A good conveyancing solicitor in Frampton Cotterell should provide you some helpful advice in this regard.

Will our conveyancer be making enquiries about flooding during the conveyancing in Frampton Cotterell.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Frampton Cotterell. There are those who buy a house in Frampton Cotterell, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.

Lawyers are not best placed to give advice on flood risk, however there are a various searches that can be undertaken by the purchaser or by their lawyers which can figure out the risks in Frampton Cotterell. The standard property information forms given to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the seller to find out if the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the vendor, then a purchaser may issue a legal claim for losses as a result of such an inaccurate response. The buyer’s lawyers may also commission an enviro search. This will indicate if there is any known flood risk. If so, additional inquiries will need to be made.

I am buying a new build flat in Frampton Cotterell. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Frampton Cotterell

Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

Due to the guidance of my in-laws I had a survey completed on a property in Frampton Cotterell prior to appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks will not give a loan on this type of home.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Frampton Cotterell. Conveyancing will be smoother if you use a solicitor in Frampton Cotterell especially if they are acquainted with such properties in Frampton Cotterell.

My wife and I purchased a leasehold house in Frampton Cotterell. Conveyancing and The Royal Bank of Scotland mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Frampton Cotterell who acted for me is not around. Any advice?

The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is in fact the new freeholder. You do not need to instruct a Frampton Cotterell conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Frampton Cotterell Leasehold Conveyancing - Sample of Questions you should consider before Purchasing

Make sure you enquire if there are any onerous prohibitions in the lease. For instance some leases prohibit pets being allowed in in a block in Frampton Cotterell. If you love the flatin Frampton Cotterell yet your dog is not allowed to move with you then you will be presented with a difficult decision. What is the name of the managing agents? How much is the ground rent and service charge?