Willusing a Brislington conveyancing practice make the ownership transfer smoother?
Established third party connections is an important consideration when appointing conveyancing lawyers. Brislington conveyancers often have connections with financial advisers and agents, local authorities, valuers and other law firms meaning you will move in shortest possible time. Possessing a wealth of intelligence of the local area is an advantage.
My wife and I have recently appointed a conveyancing solicitor in Brislington. I I am struggling to find out if they are accepted on the Godiva Mortgages Ltd approved list of lawyers. Could you assist?
The first thing you should do is call your solicitor and enquire if they are on the lender panel. Alternatively you can get in touch with Godiva Mortgages Ltd who may be able to help.
I am purchasing my first flat in Brislington with a mortgage from Godiva Mortgages Ltd. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not inform my conveyancer about the side-deal as it could jeopardize my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Brislington is where the house is located. What do you suggest?
Flying freeholds in Brislington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Brislington you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brislington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My father purchased his flat in Brislington eight years ago. He has been wed, divorced and has recently remarried. He will be selling the flat in a few weeks. I believe he will simply be need to provide a copy of the marriage certificates to the conveyancing practitioner however he is anxious it could hold up the sale of the flat. Should he instruct a conveyancer to update the title information for the property?
The is no need to bring up to date the register as long as you have the evidence required to show how the change of name resulted.
Any purchaser’s conveyancer should examine the registered details and ask for evidence to establish the name change e.g. marriage documentation.