We are purchasing a flat and need a conveyancing solicitor in Peasedown St John who is on the Barclays solicitor panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Peasedown St John.

Is it the case that all Peasedown St John CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?

A selection of banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.

I'm in the throws of viewing houses in Peasedown St John and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with UBS.

You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are getting a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.

I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Peasedown St John property lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where HSBC has sent the Land Registry the discharge electronically, and
3. HSBC has instructed the Land Registry to do so

I decided to have a survey carried out on a property in Peasedown St John before appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some lenders tend not grant a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Peasedown St John. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Peasedown St John to see if the conveyancing costs will increase in light of this.

I need to find a conveyancing solicitor for leasehold conveyancing in Peasedown St John. I've land on a site which looks to be the perfect answer If it is possible to get all this stuff done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Why do I have to provide my property lawyer with numerous items of ID ahead of starting my conveyancing in Peasedown St John?

Peasedown St John lawyers are obliged by the Law Society, SRA, the Land Registry and current AML Regulations to record that the have checked the identity of their clients. It is also sometimes a requirement of your lender where you are obtaining a mortgage. Furthermore they have to complete various forms, particularly those relating to stamp duty land tax and need to have information such as your full names, national insurance number and DOB.