Can I use your services to find a Conveyancing solicitor in Corston even if I’m not purchasing or selling a house, for instance if I wish to acquire an office in Corston with a loan from The Royal Bank of Scotland?
Our comparison service is primarily utilised to locate residential conveyancing solicitors in Corston but we have recorded towards the end of this page some Corston commercial conveyancing firms. You will need to enquire with the firm directly to check if they can also act for The Royal Bank of Scotland
My grandmother passed away six months ago and as sole heir and executor I was left the property in Corston. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Where you intend to refinance then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
We are buying a property and the lawyer has raised the issue of Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this strictly necessary for conveyancing in Corston
Unless a previous purchase of the premises completed after 12 October 2013 you can take it that solicitors carrying out conveyancing in Corston to continue to suggest a chancel search and or chancel repair liability policy.
How does conveyancing in Corston differ for newly converted properties?
Most buyers of new build or newly converted property in Corston approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is constructed. This is because builders in Corston usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Corston or who has acted in the same development.
I opted to have a survey completed on a property in Corston prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks tend refuse to give a mortgage on a flying freehold house.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Corston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Corston to see if the conveyancing will be more expensive.