Can you recommend a Godiva Mortgages Ltd sanctioned Whitchurch conveyancing firm who can have us moved in within 28 days? Am I best advised to go for a local Whitchurch practice or an internet comparison site?
We would be happy to suggest some excellent Whitchurch conveyancing firms. Another option is to visit the high street in Whitchurch. Visit two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Mention your time frames together with the reasons and ask for a commitment on your deadline. Choose the lawyer that genuine.
Can your site be used to locate a Conveyancing solicitor in Whitchurch even where I’m not buying or selling a house, for instance if I want to buy a shop in Whitchurch with a loan from Birmingham Midshires?
Our search tool is predominantly used to get a quote from residential conveyancing solicitors in Whitchurch but we have listed towards the end of this page a selection of Whitchurch commercial conveyancing firms. You should speak with the solicitors directly to see if they are also authorised to represent Birmingham Midshires
I am assisting my niece sell her house in Whitchurch. Will the solicitor commission the energy performance certificate or do I organise this?
Following the abolition of HIPs, energy assessments was kept a compulsory element of moving property. An energy performance certificate needs to be commissioned prior to the property being put on the market. It is not as aspect of the sale process that lawyers normally arrange. If you are using a Whitchurch conveyancing practitioner they might be able to arrange EPC’s due to their relationships with long established Whitchurch assessors
I currently have a mortgage with Co-operative for my property in Whitchurch. Conveyancing has been completed some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Your original mortgage agreement with Co-operative will provide that you need their approval prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel firm.
I was told four weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in Whitchurch is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been pointed in your direction by a number of selling agents in Whitchurch to choose a property lawyer on your site. Is there a financial incentive for Estate Agents to promote your site over and above another?
We don’t give any commission for sending work our way. We thought it would be too underhand a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I only have 62 years left on my flat in Whitchurch. I now wish to extend my lease but my landlord is absent. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to demonstrate that you have done all that could be expected to track down the landlord. On the whole a specialist may be helpful to carry out a search and to produce a report which can be accepted by the court as evidence that the freeholder can not be located. It is advisable to get professional help from a conveyancer both on investigating the landlord’s absence and the vesting order request to the County Court overseeing Whitchurch.
Whitchurch Conveyancing for Leasehold Flats - Sample of Questions you should ask before buying
It would be wise to find out if there is anything that is prohibited in the lease. For instance it is very common in Whitchurch leases that pets are not permitted in in a block in Whitchurch. If you like the propertyin Whitchurch however your dog can’t make the move with you then you have a very difficult decision. Are any of leasehold owners in dispute over their service charge payments? What is the maintenance charge and ground rent on the flat?