Finally, a loan agreement from NatWest for the refinancing of my 3 room apartment is due any day now. Are you able to suggest a cheap conveyancing lawyer in Bishopsworth?

This site is not designed to help those in pursuit of the lowest fares for conveyancing in Bishopsworth. We can offer you cost effective conveyancing but we do not work with the cheapest lawyers. Resist the temptation to appoint brokers offering low cost conveyancing in Bishopsworth. Optimistically, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up with a surprising uplift in extras and still not get the service you were hoping for.

We are purchasing a flat and require a conveyancing solicitor in Bishopsworth who is on the Santander approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Bishopsworth.

A relative advised me that in purchasing a property in Bishopsworth there may be various restrictions limiting what one can do in terms of external changes to the property. Is this right?

We are aware of a number of properties in Bishopsworth which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Bishopsworth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am being told by my lawyer that chancel insurance is needed on my purchase. What is the level of cover for Bishopsworth conveyancing?

The right level of chancel indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.

We had instructed solicitors locally in Bishopsworth on the UBS solicitor panel. They are now charging me a supplemental fee for handling the UBS mortgage. Is this an additional conveyancing fee specified by UBS?

Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner may levy a fee for this. The charge is not set by UBS but by your Bishopsworth lawyer. Numerous firms on the UBS panel will quote an ‘acting for lender’ fee but some firms include it on their overall fee.

My friend suggested that if I am buying in Bishopsworth I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally quoted for as part of the standard Bishopsworth conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Bishopsworth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Bishopsworth Education with plans and statistics, Local Amenities and other useful information regarding Bishopsworth.

There are only Sixty One years remaining on my flat in Bishopsworth. I now wish to extend my lease but my freeholder is absent. What should I do?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. However, you will be required to prove that you have done all that could be expected to find the lessor. In some cases a specialist may be useful to try and locate and prepare a report which can be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer both on proving the landlord’s disappearance and the application to the County Court overseeing Bishopsworth.

I inherited a studio flat in Bishopsworth, conveyancing was carried out in 2007. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Bishopsworth with a long lease are worth £265,000. The ground rent is £50 yearly. The lease finishes on 21st October 2101

With 76 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.