It has come to my attention via my financial adviser that my Cotham the law firm I have appointed is not on the lender Solicitor panel. How can I check?
The first thing you need to do is to call your Cotham lawyer directly. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
It is is a decade since I acquired my home in Cotham. Conveyancing solicitors have now been instructed on the sale but I can't track down my deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could be in the possession of the conveyancers who handled the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Cotham involves registered property but in the unlikely event that your property is unregistered it is more tricky but is resolvable.
Do I need to pay for insurance to cover chancel repairs when acquiring a property in Cotham?
Unless a previous acquisition of the property took place post 12 October 2013 you can expect lawyers conducting conveyancing in Cotham to remain recommending a chancel search and or insurance against a claim.
How does conveyancing in Cotham differ for newly converted properties?
Most buyers of new build property in Cotham approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is finished. This is because builders in Cotham usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cotham or who has acted in the same development.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Cotham?
At this site secure an accurate quote from a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Cotham. Unlike many estate agents and brokerage sites we are not in the business of charging firms a fee if you instruct them for your property ownership legalities in Cotham