lenderpanel

Find a Cotham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cotham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cotham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cotham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cotham

Why would I instruct a Cotham conveyancing practice given that online alternatives are cheap by comparison?

To take your time to find get 2 or 3 like-for-like quotes for conveyancing costs in Cotham and you should seek an affordable quote but don’t be focused with getting the lowest priced Cotham conveyancer. Finding the right conveyancer can mark the difference between a smooth and a stressful move. You need to ensure that you have expert guidance from a trusted conveyancer. Emails can't replace a telephone conversation and are no substitute for a one to one consultation. The firms that we work with will allocate you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of continuity that you will never get with an online conveyancer. He or She will update you as to headway making sure that you are never in the dark. Should you need to call the firm you will know who to ask for and we'll be sure you are kept fully informed.

We are approaching an exchange on a property in Cotham and my mum and dad have transferred the 10% deposit to my lawyer. I am now informed that as the deposit has not come from me my lawyer needs to make a notification to my bank. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I advised the mortgage company about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

The property lawyer is obliged to check with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only report this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

I am considering applying for a Clydesdale mortgage for purchase of a newly converted (under development) in Cotham with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Clydesdale ?

In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Do commercial conveyancing searches reveal planned roadworks that could impact a commercial site in Cotham?

Its becoming the norm that commercial conveyancing solicitors in Cotham will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Cotham. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cotham.

For each commercial conveyancing transaction in Cotham it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Cotham commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Cotham.

I purchased a renovated Georgian property in Cotham. Conveyancing practitioner acted for me and Birmingham Midshires. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Birmingham Midshires to clarify?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cotham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing lawyer who conducted the conveyancing.

Last updated

Find out more about how flying freehold can affect your the value of a property.