We are a couple about to sign contracts for a leasehold flat in Cotham. We have hit a stumbling block. The loan offer with Lloyds TSB Bank runs out on 7/3/2019 but the sellers are suggesting a completion date of 11/3/2019. Is it possible to extend the loan offer?

The person best placed to deal with your issue is your lawyer who will hopefully determine whether they should be discussing with the mortgage company, owner’s lawyers, selling agents or possibly all parties given the history of your house move as of today.

What is the first thing I need to know concerning purchase conveyancing in Cotham?

You may not hear this from too many lawyers but conveyancing in Cotham or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists lots of opportunity for confrontation between you and others involved in the ownership transfer. For instance, the seller, selling agent and even potentially the mortgage company. Appointing a solicitor for your conveyancing in Cotham should not be taken lightly as your conveyancer is your adviser, and is the ONLY party in the legal process whose responsibility is to protect your legal interests and to protect you.

On occasion a third party with a vested interest will try and convince you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by suggesting your solicitor is wrong. Or your mortgage broker may try to convince you to do take action that is contrary to your lawyers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

In what way can the Landlord & Tenant Act 1954 impact my commercial property in Cotham and how can you help?

The particular law that you refer to provides security of tenure to commercial lessees, giving them the legal entitlement to apply to court for a new tenancy and remain in occupation when the lease reaches an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Cotham

My cousin has suggested that I use his lawyers for conveyancing in Cotham. Do I take his recommendation?

There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek guidance from friends or family who have actually previously instructed the firm that you are contemplating using.

What is the difference between surveying and conveyancing in Cotham?

Conveyancing - in Cotham or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to fix the defects prior to you move in.