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Find a Cotham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cotham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cotham transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Cotham

My son is buying a house that has just been built in Cotham with a mortgage from Nottingham. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Nottingham conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nottingham conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Do lawyers request an advanced payment when it comes to conveyancing in Cotham?

If you are buying a property in Cotham your lawyer will request that you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. When the down payment is payable against the sale price then this should be asked for immediately before exchange of contracts. The final balance that is due should be transferred shortly before completion.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Cotham is the location of the property. Can you offer any opinion?

Flying freeholds in Cotham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cotham you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cotham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

My uncle has suggested that I instruct his conveyancing solicitors in Cotham. Should I find my own conveyancer?

Much as we are happy to recommend a Cotham conveyancing lawyer the ideal way to choose a conveyancing solicitor is to get feedback from friends or relatives who have experience in using the conveyancer that you are considering.

My dad completed his conveyancing in Cotham 9 years ago. He has since got wed, divorced and is now remarried. He will be selling the flat next winter. I think he will simply be need to provide a copy of his marriage certificates to the solicitor but he is concerned it could hold up the conveyancing. Should he instruct a conveyancer to update the title documents for the house?

It is not absolutely necessary to update the register on the basis that you have the proof required to show how the name change has come about.

Any purchaser’s conveyancer will examine the title details and requisition evidence by way of proof of the change of name e.g. marriage certificates.

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Find out more about how flying freehold can affect your the value of a property.