lenderpanel

Find a Frenchay Common Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Frenchay Common? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Frenchay Common transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Frenchay Common conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Frenchay Common

Why would one instruct a Frenchay Common conveyancing solicitors firm given that national alternatives are so much cheaper?

To take your time to find contrast conveyancing costs in Frenchay Common and you should seek an affordable estimate but don’t expend your energy getting the cheapest Frenchay Common conveyancer. Finding the right conveyancer can be the difference between a seamless and a stressful house move. You need to ensure that you have expert guidance from a trusted lawyer. Emails can't replace a telephone conversation and can never replicate a face to face consultation. Our partner firms will appoint you a qualified and experienced conveyancing solicitor that will tackle your conveyancing from start to finish, providing a level of continuity that you will never get with an web based conveyancer. Our lawyers will update you as to headway and keep you informed. If you ever need to contact the office you will know who to ask for and we'll endeavour to make sure that you're not left wondering what's going on.

Last January we completed a house move in Frenchay Common. We have noticed several issues with the property which we believe were missed in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been carried out for conveyancing in Frenchay Common?

It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Frenchay Common. Conveyancing searches and due diligence initiated as part of the buying process are carried out to help avoid problems. As part of the process, a property owner completes a questionnaire known as a Seller’s Property Information Form. answers is incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Frenchay Common.

My aunt passed away 10 months ago and as sole heir and executor I was left the property in Frenchay Common. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?

Given you plan to refinance then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.

How does conveyancing in Frenchay Common differ for new build properties?

Most buyers of new build premises in Frenchay Common come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because builders in Frenchay Common tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Frenchay Common or who has acted in the same development.

Our solicitor in Frenchay Common has uncovered a defect with the lease for the apartment we are purchasing in Frenchay Common. The seller’s lawyers have offered defective title insurance as a solution. We are happy with insurance and will pay for it. Our solicitor says that as he is on the lender conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or the lender?

Just because you have a mortgage offer from the bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Frenchay Common conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the lender are the client. The appropriate lender requirements have to be complied with by the lender conveyancing panel who has to balance acting for you and the mortgage company

Last updated

Find out more about how flying freehold can affect your the value of a property.