I just acquired a house at auction in Bishopston. Conveyancing is required. What is next?
Having to in every practical sense signed on the dotted line you must hire the services of a conveyancing practitioner quickly as you now have a tight deadline in which to complete the purchase. Every auction property should have a corresponding legal pack. This will likely include most,if not all of the paperwork that your solicitor will need. In the case of leasehold property the auction papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must hand this to the lawyer instructed by you as soon as possible. Do make sure that you have funds in order to complete on the on the contractual date .
I am buying a end of terrace house in Bishopston. The intention is to an extension at the rear at the house.Will legal due diligence on the property involve investigations to ascertain if these alterations are permitted?
Your property lawyer will check the deeds as conveyancing in Bishopston will occasionally identify restrictions in the title documents which prevent certain changes or require the permission of a 3rd party. Certain works require local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
We had instructed conveyancers based in Bishopston on the HSBC solicitor panel. They have just invoiced me a separate charge for handling the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your lawyer may levy a fee for this. This fee is not dictated by HSBC but by your Bishopston solicitor. Numerous firms on the HSBC panel will charge an ‘acting for lender’ fee and others do not.
I purchased a 4 bedroom Georgian property in Bishopston. Conveyancing solicitor acted for me and Platform Home Loans Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Platform Home Loans Ltd to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bishopston and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing lawyer who completed the work.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Bishopston is where the house is located. What do you suggest?
Flying freeholds in Bishopston are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bishopston you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bishopston may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my uncle I am selling a property in Neath but live in Bishopston. My lawyer (who is 260 kilometers awayrequires that I sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Bishopston who can attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Bishopston
I bought a house in Bishopston last 21/12/2021 and to date it is still not registered with HMLR. It was part of a development site and my conveyancing practitioner told me that it may take one year to complete the registration formalities. I have contacted HM Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. Should I be concerned?
Call your lawyer - if you are not getting sensible responses, look up their internal complaints protocol and escalate your problem to a Partner. Registrations for Bishopston conveyancing are not known to be particularly slow.