Find a Henleaze Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Henleaze? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Henleaze home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Henleaze conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Henleaze

Do all mortgage companies provide you with an approved list of Henleaze conveyancing solicitors? How do you know who is on the Bank of Ireland conveyancing panel?

Henleaze conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.

My property lawyer in Henleaze is not on the Clydesdale Approved Panel. Can I still continue with my family solicitor notwithstanding that they are not on the Clydesdale approved list?

Your options are as follows:

  1. Carry on with your existing Henleaze solicitors but Clydesdale will need to retain a solicitor on their list of acceptable firms. This will result in additional overall conveyancing charges and result in delays.
  2. Get a new lawyer to act in the purchase, obviously checking they are Convince your conveyancer to use their best endeavours to join the Clydesdale conveyancing panel

I am the only recipient of my late grandmother’s estate and I have everything in my name now, including the my former home in Henleaze. Conveyancing formalities meant that the Land Registry date was in June. I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the house in June. Is the property unsalable for six months?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How practical a view mortgage companies take of it, depend on the mortgage company as this requirement is primarily there to capture subsales or the flipping of properties.

We previously instructed solicitors with offices in Henleaze on the Aldermore solicitor panel. They have just billed me a supplemental sum for the legal aspects of the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?

As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your conveyancing practitioner may levy a fee for this. This fee is not set by Aldermore but by your Henleaze property lawyer. Numerous firms on the Aldermore panel will levy an ‘acting for lender’ fee but plenty of firms include it on their overall fee.

I am due to exchange contracts on my house. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Co-operative are being pedantic. The Henleaze solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Me and my brother purchased a 4 bedroom Victorian property in Henleaze. Conveyancing practitioner represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Henleaze and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who conducted the conveyancing.

I'm buying a new build house in Henleaze with the aid of help to buy. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not inform my lawyer about the deal as it will affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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