It is is a decade since I purchased my house in Westbury Park. Conveyancing solicitors have now been instructed on the sale but I am unable to locate the deeds. Is this a problem?
You need not be too concerned. First the deeds may be retained by your lender or they may stored with the solicitor who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Westbury Park relates to registered property but in the rare situation where your home is not registered it is more tricky but is resolvable.
My wife and I buying a victorian detached house in Westbury Park. The intention is to carry out an extension to the side at the house.Will legal work on the property include checks to determine if these works were previously refused?
Your conveyancer will review the registered title as conveyancing in Westbury Park can occasionally identify restrictions in the title documents which prevent certain alterations or necessitated the consent of a 3rd party. Certain additions call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
We were going to get a OIP from TSB this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Westbury Park solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Westbury Park solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I was told four weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Westbury Park is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just had an offer accepted on a new build apartment in Westbury Park. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Westbury Park
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Due to the advice of my in-laws I had a survey completed on a property in Westbury Park in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some lenders tend not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Westbury Park. Conveyancing will be smoother if you use a solicitor in Westbury Park especially if they are familiar with such properties in Westbury Park.
We are 14 days into a leasehold purchase having been referred to conveyancers by the estate agent to perform conveyancing in Westbury Park. I am not happy. Could you help me find new solicitors?
A lawyer would need to be really poor in order to consider replacing them. Has your mortgage offer been sent? In the event that it has you will need to make them aware of the replacement lawyer and have the offer are issued to the new lawyers. The conveyancer needs to be on the mortgage company panel to avoid added costs and delays. So that should be your first question of the new lawyers. Our search tool can assist you in finding a lender approved solicitor for your home move in Westbury Park