My wife and I are intending to buy a 1 bedroom apartment in Westbury Park with a mortgage. We like our Westbury Park conveyancer, but the bank advise she’s not on their "panel". We have to appoint one of the bank panel firms or continue with our Westbury Park conveyancing practitioner and pay for one of their panel lawyers to act for them. This feels very unfair; are we not able to require that the bank use our Westbury Park solicitor ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Westbury Park conveyancing lawyer to apply to be on the conveyancing panel.
When can the exchange of contracts happen for domestic conveyancing in Westbury Park and am I required to be at the solicitors branch?
If you are round the corner to our conveyancing solicitors in Westbury Park you are welcome to attend to sign documents. However, the law practices we recommend provide a nationwide conveyancing service and give just as diligent and professional a job for you when dealing with you by post or email. The signing of the contract is not when everything is set in stone. A signed contract is necessary for the solicitor to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Westbury Park)to be in the office at the appropriate time.
We are due to move property in May. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you put forward a removal company in Westbury Park. Conveyancing lawyer was organised before I stumbled across this website.
On the afternoon of completion you will need to collect the keys from the property agent however this can only be done when the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be given over. Subsequently you will need to tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can help you locate a conveyancing in Westbury Park or a firm with expertise in conveyancing in Westbury Park.
After months of negotiation I have agreed a price on a house in Westbury Park. My mortgage broker recommended their conveyancers. I paid an upfront payment of £175. Soon after, the conveyancing practitioner called me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase apartment in Westbury Park. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Westbury Park conveyancing practitioner is on the Yorkshire BS conveyancing panel.
My uncle has recommend that I appoint his conveyancers in Westbury Park. Do I take his advice?
There are no two ways about it it’s preferable to choose a conveyancing solicitor is to get feedback from friends or relatives who have used the solicitor you're contemplating using.
Do lenders provide you with an approved list of Westbury Park solicitors? How do you know who is on the lender conveyancing panel?
Westbury Park firms and firms carrying out conveyancing in Westbury Park themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the lender directly.