I am hoping to complete my purchase in Avonmouth next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not unique to conveyancing in Avonmouth.

Can I use your services to recommend a Conveyancing solicitor in Avonmouth even where I’m not buying or disposing of a house, for instance where I intend to buy a shop in Avonmouth with a loan from Coventry Building Society?

Our search tool is mainly there to select domestic conveyancing solicitors in Avonmouth but we have recorded towards the end of this page some Avonmouth commercial conveyancing firms. You should enquire with the firm directly to establish if they are also authorised to represent Coventry Building Society

The deeds to my home are lost. The solicitors who dealt with the conveyancing in Avonmouth 10 years ago have long since closed. What do I do?

You no longer need to have the physical official documentation to prove you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.

Am I better off to appoint a Avonmouth conveyancing practitioner based in the vicinity that I am purchasing? We have a good friend who can execute the legal work however they are based 200kilometers away.

The benefit of a local Avonmouth conveyancing practice is that you can attend the office to sign documents, deliver your ID and pester them where appropriate. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and in the main were happy that must trump using an unfamiliar Avonmouth conveyancing solicitor solely due to them being local.

I own a leasehold flat in Avonmouth. Conveyancing and Alliance & Leicester mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Avonmouth who acted for me is not around. What should I do?

The first thing you should do is contact HMLR to make sure that this person is indeed the registered owner of the freehold reversion. You do not need to instruct a Avonmouth conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Avonmouth - Sample of Questions you should ask Prior to buying

Be sure to find out if there is anything that is prohibited in the lease. For instance it is reasonably common in Avonmouth leases that pets are not allowed in in a block in Avonmouth. If you love the apartmentin Avonmouth but your dog is not allowed to make the move with you then you have a very hard decision. For many Avonmouth leaseholds the cost for major works tend not to be wrapped into the service charges, albeit that some managing agents in Avonmouth require leaseholders to contribute towards a sinking fund created for the specific purpose of building a fund for major repairs or maintenance.