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Find a Avonmouth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Avonmouth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Avonmouth conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Avonmouth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Avonmouth

What does my ID and proof of funds have anything to do with my conveyancing in Avonmouth? What am I being asked for?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms of Engagement that you are required to sign should reaffirm this. Your lender will also require certain documents to be checked. If you refuse to supply ID verification documents, your solicitor would not be able to accept instructions from you.

Is it correct that all Avonmouth CQS (Conveyancing Quality Scheme) solicitors are on the RBS conveyancing panel?

Some major lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.

Clydesdale have agreed my mortgage in principle, my bid on a property in Avonmouth has been accepted, what are the next steps?

Your property agent will want to know who your solicitors are (ensure that the lawyers are on the lender’s panel). Contact Clydesdale or the financial adviser and complete any appropriate paperwork. Clydesdale will sellect a valuer who will get in contact with the estate agent or seller to schedule a time for the valuation to happen. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Clydesdale will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Avonmouth.

My sealed bid on a detached house in Avonmouth has been agreed to, but there is a chain. The owners have put an offer on a flat, however it’s not yet tied up, and are looking at other properties booked. I have selected a high street conveyancing solicitor in Avonmouth. What do I do now? When should I get the mortgage application with TSB started?

It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then valuation, Avonmouth conveyancing search fees, etc). The first course of action is to check that your property lawyer is on the TSB conveyancing panel. As to the subsequent phase this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. In a rising market many buyers will apply for the mortgage with TSB and pay for the valuation and only if it was satisfactory would they ask their conveyancer to proceed with the conveyancing in Avonmouth.

Due to the input of my in-laws I had a survey completed on a house in Avonmouth in advance of appointing solicitors. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders tend refuse to issue a loan on this type of home.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Avonmouth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Avonmouth to see if the conveyancing costs will increase in light of this.

Am I right to be suspicious about brokers that I am dealing with are suggesting an online conveyancing firm as opposed to a local Avonmouth conveyancing practice?

As with many service providers, often recommendations from connections can be very helpful. But there are numerous players in a conveyancing transaction; estate agents, financial adviser and mortgage companies might all recommend conveyancers to retain. On occasion these conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the recommendation. You have the right to appoint your preferred lawyer. Don't forget that the majority of mortgage providers specify a panel list of lawyers you have to use for the mortgage related work in your transaction.

Why can't I complete our conveyancing in Avonmouth on a public holiday?

This is due to the fact that on completion the funds needs to pass between the banks of the buyer and seller's solicitor and currently this can only take place on a business day. So you can't complete on a saturday or sunday either.

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Find out more about how flying freehold can affect your the value of a property.