We are about to sign contracts for a leasehold flat in Hotwells. We encountered a stumbling block. The mortgage offer with Clydesdale expires on 15/12/2025 but the sellers are putting forward a completion date of 17/12/2025. Can one extend the mortgage offer?

The best person to address this question is your lawyer who will determine if they should be discussing with the lender, vendor’s lawyers, property agents or indeed all parties given the history of your conveyancing as of today.

In what way does my ID and proof of funds have anything to do with my conveyancing in Hotwells? What am I being asked for?

It is indeed that case that these requests have nothing to do with conveyancing in Hotwells. However these days you will not be able to complete any conveyancing deal in the absence providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a council tax bill. Please note that if you are providing your driving licence as proof of ID it must be both the paper part and photo card part, one is not satisfactory without the other.

Evidence of the origin of funds is necessary under Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancer will need to retain this information on file. Your Hotwells conveyancing solicitor will need to see evidence of proof of funds prior to accepting any money from you into their client account and they may also ask further questions concerning the source of monies.

About to purchase a new build flat in Hotwells. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Hotwells

Please confirm the Lease plans are surveyor prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

How can the Landlord & Tenant Act 1954 affect my business premises in Hotwells and how can you help?

The 1954 Act gives a safeguard to business lessees, giving them the a statutory right to apply to court for a new tenancy and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act for protection and help with commercial conveyancing in Hotwells

Am I best advised to go with a Hotwells conveyancing solicitor based in the area that I am buying? I have an old university friend who can execute the conveyancing but her office is over three hundred kilometers drive away.

The primary upside of using a high street Hotwells conveyancing practice is that you can attend the office to execute paperwork, deliver your identification documents and pester them where appropriate. They will also have local intelligence which is a benefit. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and on the whole were content that must trump using an unknown Hotwells conveyancing solicitor solely due to them being based in the area.