My lender has recommended a law firm on their panel based in Hotwells but I would rather choose a conveyancing lawyer in Hotwells or nearer to where I live. Are you able to assist?

It is by no means the case that all Hotwells conveyancing firms are listed all banks conveyancing panel. Please make the most of our search tool to identify a Hotwells conveyancing firm on the on the bank panel.

My wife and I are buying a apartment in Hotwells. I might seem paranoid but how we can trust a solicitor? On completion day we will need to deposit our life savings into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with Coventry BS. Hotwells conveyancing practitioners were appointed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?

There is no definitive answer here. Have Coventry BS done the survey? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I had an offer accepted on a property in Hotwells on 29/11/2021, valuation was booked five days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Are Santander entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Hotwells. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hotwells

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I opted to have a survey done on a house in Hotwells ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will not issue a loan on such a home.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hotwells. Conveyancing will be smoother if you use a solicitor in Hotwells especially if they are accustomed to such properties in Hotwells.

I am purchasing a maisonette mortgage free. I have provided conveyancer with 2 distinct evidence of photographic ID, bank statement, multiple utility bills. Now he wants a copy from a probate lawyer advising that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Hotwells conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.