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Ready to buy a new home in Horfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Horfield conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Horfield

The estate agent has sent us the confirmation of our purchase of a new build apartment in Horfield. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Horfield

    The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Horfield is where the house is located. What do you suggest?

Flying freeholds in Horfield are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Horfield you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Horfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In surfing the internet for the phrase cheap conveyancing in Horfield it brings up many solicitorsin the area. With so much choice what is the best way to find the suitable solicitor for my move?

The ideal method of choosing the right conveyancer is via personal testimonial, so seek the counsel of friends and relatives who have bought a property in Horfield or the local estate agent or mortgage broker. Fees for conveyancing in Horfield vary, so it's advisable to secure a minimum of three estimates from different conveyancers. Make sure that you know that the fees are fixed.

My fiance and I may need to sub-let our Horfield ground floor flat temporarily due to a new job. We used a Horfield conveyancing firm in 2003 but they have closed and we did not think at the time get any advice as to whether the lease permits subletting. How do we find out?

Some leases for properties in Horfield do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

I invested in buying a basement flat in Horfield, conveyancing was carried out 9 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Horfield with an extended lease are worth £176,000. The ground rent is £50 per annum. The lease runs out on 21st October 2099

With just 80 years unexpired we estimate the price of your lease extension to range between £8,600 and £9,800 as well as professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.

Should I stop my mortgage payments with Nottingham once a completion date for my home sale in Horfield has been set?

No, you must keep meeting any mortgage payments to Nottingham until the mortgage is paid off on completion as part of your Horfield conveyancing.

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Find out more about how flying freehold can affect your the value of a property.