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Find a Horfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Horfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Horfield transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Horfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Horfield

My mortgage broker has requested my Horfield law firm’s panel member for the Lloyds conveyancing panel. How do I find this out. I have tried my local Horfield branch but they cant find it on their system.

Have you tried contacting your Horfield conveyancer about this?. They should have a central record lender panel numbers.

Do the conveyancing lawyers listed on your site conduct auction conveyancing in Horfield?

We know of a number of niche solicitors we can put you in touch with those who can conduct auction conveyancing. Horfield is one of our locations in which our lawyers cover.

I am buying a new build apartment in Horfield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Horfield

    Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Horfield is where the house is located. What do you suggest?

Flying freeholds in Horfield are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Horfield you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Horfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What are the frequently found defects that you encounter in leases for Horfield properties?

Leasehold conveyancing in Horfield is not unique. All leases are individual and drafting errors can result in certain provisions are erroneous. For example, if your lease is missing any of the following, it could be defective:

    A provision to repair to or maintain parts of the premises Insurance obligations

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. National Westminster Bank, Chelsea Building Society, and Barclays Direct all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, obliging the buyer to withdraw.

Horfield Leasehold Conveyancing - Sample of Questions you should ask before buying

    Plenty Horfield leasehold properties will have a service bill for the upkeep of the block set on behalf of the landlord. If you purchase the property you will have to meet this charge, usually quarterly accross the year. This can be anything from a few hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a rentcharge to be met annual, this is usually not a exorbitant amount, say about £50-£100 but you should to check as occasionally it could be prohibitively expensive. Does the lease contain onerous restrictions? Does this lease have in excess of 90 years remaining?

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Find out more about how flying freehold can affect your the value of a property.