Find a St Annes Park Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Annes Park? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Annes Park home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised St Annes Park conveyancers for over 130 lenders.

Recently asked questions about conveyancing in St Annes Park

Should conveyancers request an advanced payment for my conveyancing in St Annes Park?

If you are buying a property in St Annes Park your solicitor will ask you put them with monies to cover the the cost of the conveyancing searches. Generally this is asked for to cover the fees of the Local Authority Search. When the deposit is as part of the total price then this will be needed immediately prior to exchange of contracts. The final balance that is due should be transferred shortly before completion.

What happens if my solicitor is expelled from the Virgin Money Conveyancing panel ahead of completing my conveyancing in St Annes Park?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

Is there a list of Virgin Money panel solicitors in St Annes Park on the Council of Mortgage Lender’s Website?

No. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings available over the internet. If you are in need of a St Annes Park solicitor on the Virgin Money please make the most of our facility.

We were going to get a OIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any St Annes Park solicitors on the Aldermore conveyancing panel, or is it better to go independently?

You will need to appoint St Annes Park solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.

I recently had an offer agreed on an apartment in St Annes Park. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Soon after, the conveyancing practitioner called me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

How does conveyancing in St Annes Park differ for new build properties?

Most buyers of new build premises in St Annes Park come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is built. This is because builders in St Annes Park typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St Annes Park or who has acted in the same development.

Living abroad I am unable to travel my St Annes Park conveyancing lawyers office to execute documents connected to my conveyancing in St Annes Park – will this be an issue?

You need not be concerned. St Annes Park conveyancing lawyers can handle conveyancing transactions for clients nationally. It is not necessary for you to be able to be present a St Annes Park conveyancers office. They can deal with all communications using post, email, telephone and fax.

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