Having sold my house in Bath last July yet the purchaser is whats apping me complaining that their lawyer is waiting to hear from mine. What should have happened now that I have sold?
After completion of your house sale your solicitor should forward the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your lawyer should also evidence that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There are no post completion steps specific conveyancing in Bath.
My husband and I are buying a newbuild apartment in Bath with a homeloan from .We would like to retain our Bath conveyancing practitioner but advised that she’s not listed on their "panel". It seems we have little choice but to instruct a panel firm or retain our local solicitor and pay for a panel lawyer to act for them. This seems very unfair; Can we not simply insist that use our lawyer?
Unfortunately,no. The home loan offered to you is subject to its various provisions, one of which will be that solicitors must be on the conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for
Can I be sure that the Bath conveyancing solicitor on the panel is any good?
When it comes to conveyancing in Bath obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer handling your transaction.
I'm in the throws of viewing houses in Bath and I am about to put in an offer. Is it advisable to have my on ‘stand by’? I am planning to take a mortgage with .
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are getting a mortgage with , ask your prospective lawyers if they are on the conveyancing panel otherwise they can't do the mortgage legal work.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Bath bank branch on a couple of occasions and was told they are content with the situation and they would lend. My Bath conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. I simply don't know who is right.
Provided that the is on the lender approved list, she or he must comply with the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Bath is where the house is located. Can you shed any light on this issue?
Flying freeholds in Bath are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bath you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bath may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What type of property do your Bath conveyancing estimates apply to?
The quotes supplied are only appropriate to standard residential homes in England & Wales. Should you have any different requirements for example industrial or agricultural land or commercial conveyancing in Bath please telephone us to consider your requirements .