We are looking to buy a property and require a conveyancing solicitor in Colerne who is on the Clydesdale approved panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Colerne.

My conveyancer has informed me that breach of easement insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Colerne?

The appropriate level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Barnsley Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

My partner and I have arranged a further advance on our mortgage from TSB as we want to conduct improvements to our property in Colerne. Are we obliged to select a bricks and mortar Colerne solicitor on the TSB conveyancing panel to deal with the paperwork?

TSB don't usually instruct firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.

After months of negotiation I have agreed a price on a house in Colerne. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £150. Shortly after, the conveyancing practitioner called me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am selling our house in Colerne and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Colerne conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing firm rather than a conveyancing solicitor in Colerne. We have lived in Colerne for 4 years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation that there is no issue.

It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I am looking into buying my first house which is in Colerne and I am already nervous. I couldn't find anything specific about Colerne. Conveyancing will be needed in due course but do you know about the Colerne area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Colerne. In the meantime here are some basic statistics that we found

I am attracted to a two maisonettes in Colerne both have about forty five years left on the leases. Will this present a problem?

A lease is a right to use the property for a prescribed time frame. As the lease shortens the value of the lease deteriorates and it becomes more costly to extend the lease. For this reason it is generally wise to increase the term of the lease. Sometimes it is difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a difficult process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this arena.

Leasehold Conveyancing in Colerne - Sample of Queries Prior to buying

How many of the leaseholders are in arrears for their maintenance charge payments? How much is the ground rent and service charge? Please inform me if there are any major works in the near future that will likely increase the maintenance charges?