Can I use your services to recommend a Conveyancing solicitor in Hilperton even if I’m not buying or selling a house, for example if I want to buy an office in Hilperton with a mortgage from Accord Mortgages Ltd?
Our search tool is predominantly used to help choose domestic conveyancing solicitors in Hilperton but we have set out towards the end of this page some Hilperton commercial conveyancing firms. You will need to speak with the company directly to establish if they are also authorised to represent Accord Mortgages Ltd
Will my solicitor be raising questions regarding flooding as part of the conveyancing in Hilperton.
The risk of flooding is if increasing concern for lawyers dealing with homes in Hilperton. There are those who buy a house in Hilperton, fully expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, but there are a number of searches that can be carried out by the buyer or on a buyer’s behalf which should figure out the risks in Hilperton. The standard completed inquiry forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the seller to determine whether the property has ever been flooded. In the event that the premises has been flooded in past which is not disclosed by the vendor, then a buyer could issue a compensation claim resulting from an incorrect response. The purchaser’s lawyers will also commission an environmental report. This will reveal if there is a recorded flood risk. If so, further investigations will need to be carried out.
Are there restrictive covenants that are commonly identified as part of conveyancing in Hilperton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hilperton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a property in Hilperton in advance of appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies tend not issue a mortgage on a flying freehold premises.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hilperton. Conveyancing may be slightly more expensive based on your lender's requirements.
I was pointed in your direction by a few selling agents in Hilperton to choose a conveyancer on your site. Is there a financial upside for Estate Agents to market your site over and above a competitor’s?
We refuse to offer any commission for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.