Can I use your services to locate a Conveyancing solicitor in Melksham even if I’m not buying or disposing of a house, for instance if I wish to buy a shop in Melksham with a mortgage from Virgin Money?

The service is predominantly there to get a quote from residential conveyancing solicitors in Melksham but we have set out towards the end of this page a selection of Melksham commercial conveyancing firms. You should enquire with the solicitors directly to check if they can also act for Virgin Money

Me and my partner are purchasing a house in Melksham. I might seem paranoid but how we can trust a lawyer? On the day of competition we will need to deposit funds into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I happen to be the single beneficiary of my late mum's will with all property in now in my sole name, including the house in Melksham. The Melksham property was put into my name in June. I now wish to sell up. I understand that there is a Mortgage Lenders six month 'rule', meaning my property ownership may be regarded the same way as though I had purchased the house in June. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. How sensible a view lenders take of it, depend on the lender as this provision principally exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.

Can I be sure that the Melksham conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Melksham seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your conveyancing.

I am buying my first flat in Melksham with a loan from Coventry Building Society. The developers refused to move on the price so I negotiated 6k of extras instead. The sale representative advised me not to tell my conveyancer about the extras as it may impact my mortgage with Coventry Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How can the Landlord & Tenant Act 1954 affect my business premises in Melksham and how can your lawyers assist?

The particular law that you refer to gives protection to commercial leaseholders, giving them the legal entitlement to make a request to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Melksham

What can I expect to pay for conveyancing in Melksham?

The total sum charged for Melksham conveyancing charges may differ significantly from solicitor to solicitor. In the circumstances it especially necessary for you to find this out before you instruct a lawyer. It is advisable to find a few quotes.