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Find a Chippenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chippenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chippenham transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Chippenham

Will lawyers request money on account for conveyancing in Chippenham?

Where you are retaining lawyers for conveyancing in Chippenham your solicitor will ask you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the purchase price then this will be required immediately ahead of exchange of contracts. Any further balance that is due will be payable a couple of days prior to the completion date.

I just acquired a property at auction in Chippenham. Conveyancing is required. What happens now?

Given that you have now exchanged you must instruct a conveyancing lawyer quickly as you will have a pending deadline in which to complete the property. All auction property will ordinarily have an associated legal pack. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the auction papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You need to give this to the solicitor working for you as soon as possible. You also need to ensure that you have funds organised to complete on the on the contractual date .

We had appointed solicitors with offices in Chippenham on the Kent Reliance solicitor approved list. They are now charging me an additional charge for the legal aspects of the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your property lawyer may charge a fee for this. This charge is not set by Kent Reliance but by your Chippenham solicitor. Numerous firms on the Kent Reliance panel will levy ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.

We were going to get a AIP from Barclays this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Chippenham solicitors on the Barclays conveyancing panel, or is it better to go independently?

You will need to appoint Chippenham solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.

My wife and I are downsizing from our house in Chippenham and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Chippenham conveyancer would know this is not the case. It does beg the question why the buyers instructed a national conveyancing outfit as opposed to a conveyancing solicitor in Chippenham. We have lived in Chippenham for three years we know that this is a non issue. Should we contact our local Authority to seek confirmation need.

It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who did the conveyancing in Chippenham 4 years ago no longer exist. What are my options?

In today’s world there are copies made of almost everything, and your conveyancer should know precisely where to find all the appropriate documentation so you can buy or sell your house without a hitch. Where duplicates can’t be located, your conveyancer may be able to put in place insurance or indemnities against possible claims on the property.

How does conveyancing in Chippenham differ for newly converted properties?

Most buyers of new build premises in Chippenham approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is completed. This is because builders in Chippenham tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chippenham or who has acted in the same development.

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