Are you able to suggest a Chelsea Building Society sanctioned Devizes conveyancing lawyer who can have us moved in within 10 days? Would it be better to use a local Devizes practice or a factory type conveyancer?
We would be happy to suggest some excellent Devizes conveyancing firms. You can also walk up the main road in Devizes. Approach some well established firms and request to see a conveyancing solicitor for a fee estimate. Mention your requirements together with your reasons and ask for an assurance on your deadline. Choose the lawyer that you are most comfortable with.
I am planning to move home in April. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Devizes. Conveyancing firm was organised before I stumbled across this website.
On the afternoon of completion you will need to collect the house keys from the selling agent however this should only be done when the vendors conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you will need to advise the removal company that you are ready to move in. We do not recommend a particular removal company but can assist you in locating a conveyancing in Devizes or a solicitor with expertise in conveyancing in Devizes.
Is it the case that all Devizes CQS (Conveyancing Quality Scheme) solicitors are on the Nottingham conveyancing list of approved practices?
A selection of banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Devizes solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Devizes postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Devizes.
I am looking for a ground for flat up to £245,000 and identified one near me in Devizes I like with open areas and transport links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Devizes for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you require a home loan the remaining unexpired lease term will be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
I was pointed in your direction by numerous selling agents in Devizes to choose a solicitor on your site. What’s the financial inducement for Estate Agents to offer your site rather than a competitor’s?
We don’t offer any commission for directing people our way. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I have noted on various consumer advice websites that when selecting a conveyancing solicitors they must be approved by your mortgage company. I am a FTB but I have an offer in principle from Nat West Bank and I already have a high street conveyancing lawyer in Devizes in place. Can Santander need an approved solicitor to be used? If so, where do I find that list so I can appoint a conveyancing solicitor in Devizes?
You should choose a solicitor that is on the Santander panel. The first thing to do is ring your preferred Devizes conveyancing lawyer and ask if they are on the Santander panel. If they are not on the panel you have a number of alternatives available to you here:
- Complete the purchase with your existing Devizes conveyancer but Santander will need to use a lawyer on their conveyancing panel. The net result is additional fees together with likely delay.
- Choose a fresh conveyancer to conduct the conveyancing, making sure they are on the Santander conveyancing panel.
- Convince your solicitor to attempt to join the mortgage company panel.