Why do I have to pay up front for my conveyancing in Westbury?

Where you are retaining lawyers for conveyancing in Westbury your lawyer will request that you to provide them with monies to cover the search fees. Generally this is needed to cover the fees of the Local Authority Search. If any down payment is payable against the total price then this will be asked for immediately ahead of contracts are exchanged. The closing balance that is due should be transferred shortly before completion.

Have just purchased a repossessed house at auction in Westbury. Conveyancing is needed. What is next?

Having to in every practical sense signed on the dotted line you now have to appoint a conveyancing solicitor soon as you will have a pending a fixed date to complete the transaction. An auction property should have an associated auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You need to give this to the conveyancer working for you ASAP. You also need to ensure that you have funds in order to complete on the on the contractual date .

We had appointed conveyancing lawyers based in Westbury on the Aldermore solicitor panel. They are now charging me an additional charge for handling the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. The charge is not set by Aldermore but by your Westbury property lawyer. Numerous firms on the Aldermore panel will quote ’dealing with mortgage’ fee and others do not.

I have instructed a Westbury lawyer having checked that they are on the Bank of Ireland conveyancing panel. Does my lawyer arrange the survey of the property?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Westbury surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Westbury. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Westbury

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I'm remortgaging my existing house to a buy to let mortgage with Bank of Scotland and intend to use the remaining equity towards further house. The neighborhood we are looking at is Westbury. Will your lawyers be able to act for the two banks and tie in the two deals?

Make use of our search tool on this site to check that the conveyancers are on the appropriate lender panels. On the basis that they are the solicitor should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and make clear your expectations and requirements.

Is it the case that all Westbury property lawyers on every lender conveyancing panel?

The Lexsure search tool on this page may be of use or you can drop into your local lender branch in Westbury. the probability is that they will know some good conveyancing solicitors in Westbury