I understand that there are debates on Chancel Insurance on online forums. Do I need this when buying a property in Frome? or Apparently there is an ancient law that could mean that owners of property living in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this applicable for conveyancing in Frome?

Unless a prior acquisition of the premises completed after 12 October 2013 you may expect lawyers conducting conveyancing in Frome to remain recommending a chancel search and or chancel repair liability insurance.

four months have gone by following my purchase conveyancing in Frome took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a ground for flat up to £195,000 and identified one round the corner in Frome I like with amenity areas and station nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Frome for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the shortness of the lease may be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.

My wife and I purchased a leasehold house in Frome. Conveyancing and Godiva Mortgages Ltd mortgage organised. I have received a letter from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1997. The conveyancing practitioner in Frome who acted for me is not around. What should I do?

The first thing you should do is make enquiries of HMLR to make sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Frome conveyancing practitioner to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Frome Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing

It would be wise to discover as much as possible about the company managing the block as they will impact your use and enjoyment of the property. Being a leasehold owner you are often at the mercy of the managing agents both financially and when it comes to day to day issues like the upkeep of the common parts. Ask other tenants whether they are happy with them. On a final note, be sure you understand the dates that the maintenance charges are due to the relevant party and precisely what you get for your money. For many Frome leaseholds the cost for major works tend not to be included within service charges, although some managing agents in Frome require leasehold owners to contribute towards a reserve fund and this is used to offset against major repairs or maintenance. Does the lease contain onerous restrictions?

I am due to review estimates for conveyancing in Frome from various conveyancing practitioner and appoint one. Am I right to get them to sit tight until I have found somewhere to acquire.

We suggest that you only request your solicitor to open a file and apply for searches after the offer has been accepted on the property especially as Frome conveyancing searches are not inexpensive.