We're in Chipping Sodbury, FTBs buying with a mortgage (lender is Yorkshire BS , and our solicitor is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I purchased my home on 13 October and the transaction details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Chipping Sodbury said it will be formalised in less than a month. Are transfers in Chipping Sodbury uniquely lengthy to register?

As far as conveyancing in Chipping Sodbury is concerned, registration is no faster or slower than the rest of the country. Rather than based on location, timescales can adjust subject to the party submitting the application, whether it is in order and if the Land registry need to notify any third parties. As of today approximately 80% of such applications are completed in less than three weeks but occasionally there can be protracted delays. Registration occurs after the new owner has moved in to the premises therefore 'speed' is not typically top priority yet if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.

I decided to have a survey carried out on a house in Chipping Sodbury in advance of instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will not give a mortgage on a flying freehold house.

It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you e-mail us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chipping Sodbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chipping Sodbury to see if the conveyancing costs will increase in light of this.

Am I right to be concerned about brokers that I am dealing with are encouraging me to use an internet conveyancing firm rather than a local Chipping Sodbury conveyancing practice?

As with lots of professional services, often suggestions from connections can be very helpful. But there are numerous parties with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and banks might all recommend lawyers to appoint. On occasion the lawyers might be known to one of the organisations as one of the best in their field, but occasionally there exists a financial incentive behind the recommendation. You are at liberty to choose your preferred conveyancer. Don't forget that most banks specify a panel list of law firms you have to use for the mortgage aspect of your transaction.

I am on look out for some leasehold conveyancing in Chipping Sodbury. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.

If the lease is registered - and almost all are in Chipping Sodbury - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Chipping Sodbury Leasehold Conveyancing - Sample of Questions you should consider before buying

The best form of lease structure is a share of the freehold. In this situation the lessees have being in charge if their destiny and notwithstanding that a managing agent is often employed where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Is there a share of the freehold? Make sure you enquire if the the lease contains any unreasonable restrictions in the lease. For instance it is very common in Chipping Sodbury leases that pets are not allowed in in a block in Chipping Sodbury. If you like the flatin Chipping Sodbury yet your dog can’t make the move with you then you have a very difficult compromise.