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Find a Kingsdown Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kingsdown? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kingsdown conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kingsdown conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kingsdown

I have 71 years unexpired on my lease and require a lease extension for my apartment in Kingsdown. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/6/2022 the requirements read as follows :

Should commercial conveyancing searches reveal impending roadworks that may impact a commercial site in Kingsdown?

Many commercial conveyancing solicitors in Kingsdown will execute a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Kingsdown. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Kingsdown.

For each commercial conveyancing transaction in Kingsdown it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Kingsdown commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Kingsdown.

I am buying my first flat in Kingsdown with a mortgage from The Royal Bank of Scotland. The developers refused to reduce the price so I negotiated £7000 of extras instead. The estate agent advised me not disclose to my lawyer about the extras as it may adversely affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Having checked my lease I have discovered that there are only 62 years remaining on my lease in Kingsdown. I now wish to extend my lease but my landlord is can not be found. What are my options?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have used your best endeavours to locate the lessor. On the whole an enquiry agent should be helpful to carry out a search and to produce an expert document which can be accepted by the court as proof that the landlord is indeed missing. It is wise to seek advice from a solicitor both on investigating the landlord’s absence and the application to the County Court overseeing Kingsdown.

I invested in buying a 2 bed flat in Kingsdown, conveyancing formalities finalised half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Kingsdown with an extended lease are worth £227,000. The average or mid-range amount of ground rent is £50 per annum. The lease comes to an end on 21st October 2094

With 72 years remaining on your lease we estimate the price of your lease extension to be between £9,500 and £11,000 plus legals.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.

Are all Kingsdown legal practices on every bank conveyancing panel?

You can use our search tool or you can drop into your local bank branch in Kingsdown. the probability is that they will be in a position to suggest some reputable conveyancing solicitors in Kingsdown

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