We were just about to exchange contracts for a leasehold flat in Langstone. We have hit a problem. The mortgage offer with Alliance & Leicester expires on 19/6/2024 but the vendors are suggesting a completion date of 21/6/2024. Is it possible to extend the loan offer?

The person best placed to deal with your issue is your solicitors who is in a position to determine whether he or she is better off negotiating with the mortgage company, vendor’s representatives, property agents or possibly all three based on the history of your transaction to date.

Are the Langstone conveyancing solicitors identified as being on the TSB conveyancing panel, together with their details provided by TSB?

Langstone conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.

I was pointed in your direction by numerous selling agents in Langstone to get a quote from a solicitor using your seach tool. What’s the financial incentive for Estate Agents to recommend your site ahead of a competitor’s?

We refuse to offer any financial incentive for directing people in our direction. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

Back In 2001, I bought a leasehold house in Langstone. Conveyancing and Yorkshire Building Society mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Langstone who previously acted has now retired. Any advice?

The first thing you should do is contact the Land Registry to be sure that the individual claiming to own the freehold is in fact the new freeholder. It is not necessary to incur the fees of a Langstone conveyancing lawyer to do this as it can be done on-line for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Langstone - A selection of Queries Prior to buying

Generally speaking the cost for major works tend not to be included within service charges, albeit that some managing agents in Langstone require leaseholders to contribute towards a reserve fund and this is used to offset against major repairs or maintenance. Does this lease have in excess of 82 years remaining? Who are the managing agents?

Is it true that a Langstone conveyancing firm got sued by a client for failing to conduct the right conveyancing investigations?

We are not aware of such a Langstone conveyancing matter but it has been reported that, a couple acquiring a property elsewhere in England successfully won a claim against their solicitor due to development permission to build a wind farm failing to be picked up in conveyancing searches.

Where you are purchasing in Langstone It is critical that your conveyancing practitioner conduct all Langstone conveyancing searches necessary to ensure you have relevant and current information ahead of purchasing a home in Langstone.