We wanted to use a property lawyer in Abergavenny for our house purchase. Our financial adviser has since advised us that our mortgage lenders Platform Home Loans Ltd won't deal with them. Surely this is unduly restrictive?
A bank may require an approved solicitor act for it. You would be liable to bear the charges for this. Please make use of our search facility to choose a solicitor to conduct conveyancing in Abergavenny on the Platform Home Loans Ltd approved list of solicitors.
My solicitor has informed me that flying freehold insurance is needed on my purchase. What is the level of cover for Abergavenny conveyancing?
The right level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
The formalities of my purchase has taken place for my property in Abergavenny. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
At last I have had an offer on an apartment in Abergavenny agreed to, the vendors do however have a connected purchase. The vendors have offered on a property, however it’s not yet agreed to, and have viewings of other apartments booked. I have chosen a nearby conveyancing solicitor in Abergavenny. What do I do now? At what point should I apply for the mortgage with Virgin Money?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Abergavenny conveyancing search charges, etc). The first thing to do is check that your solicitor is on the Virgin Money approved list. As to the next stages this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. During a hot market the majority of buyers will apply for the mortgage with Virgin Money and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with searches.
Do commercial conveyancing searches disclose planned roadworks that could impact a commercial premises in Abergavenny?
Its becoming the norm that commercial conveyancing solicitors in Abergavenny will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Abergavenny. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Abergavenny.
For each commercial conveyancing transaction in Abergavenny it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Abergavenny commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Abergavenny.
How difficult is it to transfer to a new solicitor as I need to find one who is on the Alliance & Leicester conveyancing panel. I had appointed a family conveyancing solicitor in Abergavenny round the corner but the firm is not approved by Alliance & Leicester
It would be our pleasure to assist you select a conveyancing solicitor in Abergavenny on the Alliance & Leicester panel. Please note that the law firms that we list do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Abergavenny. In making use of the find a conveyancing solicitor tool on this page, you can scrutinise charges for conveyancing solicitors in Abergavenny and throughout England and Wales.
In my capacity as executor for the will of my father I am selling a residence in Newport but live in Abergavenny. My solicitor (approximately 235 kilometers awayneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Abergavenny who can witness this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are Abergavenny based