My mortgage broker has requested my Rumney lawyer’ panel member for the Santander conveyancing panel. What is the best way to find this out. I have tried my local Rumney office but they don't know it.

The sensible thing to do is ask for this information from your Rumney solicitor . Most Rumney law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

I own a freehold property in Rumney but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Rumney and has limited impact for conveyancing in Rumney but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

In surfing the internet for the phrase cheap conveyancing in Rumney it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the right conveyancer for me?

The preferential method of seeking the right conveyancer is via trusted recommendation, so seek the opinion of friends and family who have acquired a property in Rumney or a respected estate agent or mortgage broker. Costs for conveyancing in Rumney vary, so it's advisable to obtain at least three fee calculations from varying types of law firms. Dont forget to clarify that the fees are fixed.

I am in need of some leasehold conveyancing in Rumney. Before I get started I want to be sure as to the unexpired term of the lease.

Assuming the lease is registered - and almost all are in Rumney - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Rumney Leasehold Conveyancing - A selection of Questions you should ask before buying

Please note that where the lease has fewer than 80 years it will have adverse implications on the marketability of the property. Check with your bank that they are content with the length of the lease. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this will be. Remember, in most cases you would be required to have owned the residence for a couple of years in order to be eligible to carry out a lease extension. Make sure you investigate if there is anything that is prohibited in the lease. By way of example plenty of leases prohibit pets being permitted in in a block in Rumney. If you love the propertyin Rumney however your dog can’t live with you then you will be presented with a hard choice. What prohibitions are there in the Rumney Lease?

My wife and I have recently appointed a conveyancing solicitor in Rumney. I I would like to check if they are listed on the lender's conveyancing panel. Could you or the bank confirm if they are on the panel?

It’s a good idea contact the conveyancer and ask them if they are on the lender's approved list. Alternatively please call us and we can make some checks for you. If they are not on the conveyancing panel we can certainly arrange a quality conveyancing solicitor in Rumney on the approved list for your mortgage company.