Our mortgage company has recommended solicitors on their panel based in Rudry but I would rather use a conveyancing lawyer in Rudry local to me. Can you assist?

Far from all Rudry conveyancing firms are on all banks conveyancing panel. Use our search tool to find a Rudry conveyancing solicitor on the on the bank panel.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Rudry?

There are many recorded licenced Conveyancers in Rudry and Solicitor firms in Rudry who can help with your conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. Both can deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

Forgive me if this question is silly but I am unexperienced as a 1st time purchaser of a two bedroom flat in Rudry. Do I receive the keys to the premises on completion from my solicitor? If this is the case, I will find a High Street conveyancing solicitor in Rudry?

On the day of completion you do not need to go to the conveyancers office in Rudry. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to collect the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.

The formalities of my purchase has taken place for my property in Rudry. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

It has been four months since my purchase conveyancing in Rudry took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Rudry Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying

How many of the leaseholders are in arrears for their maintenance charge payments? What restrictions are contained in the Rudry Lease? Best to be warned whether a new roof is being installed or some other significant cost is coming up to be shared between the leasehold owners and could well dramatically impact the level of the maintenance costs or result in a specific invoice.

Our solicitor in Rudry has identified a a legal deficiency with the lease for the flat we are buying in Rudry. The other side have put forward title insurance as a solution. We are content with insurance and will pay for it. Our lawyer has advised that as he is on the lender conveyancing panel he must be satisfied that the lender is happy with this solution. Are we the client or is the bank?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. A precondition to being on the bank approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.