I am helping my sister sell her flat in Pontypool. Will the conveyancer order the EPC or should I organise this?

Following the demise of Home Information Packs, energy assessments remained a mandatory component of selling a house. An EPC must be to hand in advance of the property being marketed. It is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Pontypool conveyancing solicitor they might be willing to arrange EPC’s due to their contacts with long established Pontypool accredited person

This question may be naive but I am new to the house moving as a first time purchaser of a ground floor flat in Pontypool. Do I pick up the keys to the property on completion from my solicitor? If so, I will find a High Street conveyancing solicitor in Pontypool?

On the day of completion you do not need to attend the conveyancers office in Pontypool. Your solicitors will arrange to send the purchase money to the owner’s lawyers, and once they have received this, you should be called to pick up the keys from the property Agents and start moving into the property. Usually this happens early afternoon.

I have a mortgage with Lloyds for my property in Pontypool. Conveyancing has been completed months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?

Your original mortgage agreement with Lloyds will provide that you need their approval in advance of renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel lawyer.

Due to the encouragement of my in-laws I had a survey completed on a property in Pontypool in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some lenders will not issue a loan on such a premises.

It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pontypool. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to appoint a conveyancing solicitor for leasehold conveyancing in Pontypool. I have chance upon a web site which looks to be the ideal offering If it is possible to get all formalities done via phone that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Can you offer any advice when it comes to choosing a Pontypool conveyancing firm to deal with our lease extension?

When appointing a property lawyer for your lease extension (regardless if they are a Pontypool conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with two or three firms including non Pontypool conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:

What volume of lease extensions has the firm carried out in Pontypool in the last twenty four months? How experienced is the practice with lease extension legislation?

Leasehold Conveyancing in Pontypool - Sample of Queries Prior to buying

The majority of Pontypool leasehold flats will have a service bill for the upkeep of the block levied on behalf of the management company. If you purchase the flat you will have to pay this liability, usually periodically throughout the year. This may be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a rentcharge to be met yearly, this is usually not a large sum, say around £25-£75 but you need to check as sometimes it could be surprisingly expensive. How is the lease structured? How much is the yearly maintenance fee and ground rent?

What range of conveyancing matters do Pontypool conveyancing solicitors offer?

On the whole Pontypool conveyancing companies can handle various services to home and land proprietors, vendors, purchasers, freeholders and tenants helping outwith some of the following:

Domestic sale conveyancing in Pontypool and nationally House purchase conveyancing in Pontypool and further afield Shared or joint ownership Agreements Assisting leaseholder clients buy the freehold interests (enfranchisement) or extend their leases and landlord clients to assist with enfranchisement claims Shared ownership and shared equity scheme Auction disposal and purchase conveyancing in Pontypool and all parts of the country