We were about to choose a conveyancing solicitor in Roath Park endorsed on your site but have come across some other fee calculations on the internet look less pricey – why is this?

One can find plenty of solicitors advertising at first sight what seems to be cut price. We would urge you to give due consideration as to how much you respect your own move to you are willing to be penny wise pound foolish with regard to the quality of the conveyancing. Many of them highlight a cheap quote to grab your attention but hide supplemental costs in the small print..

We are soon to complete buying a property in Roath Park but as a result of damage from a small fire at the property I have was able negotiate recompense from the seller in the sum of £2k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract yet will not agree to this. Why were they involved?

Any that is on a approved list is obliged to advise of any variations to the sale price. If you were to refuse your to notify the reduction to then they would have to discontinue acting for you. In addition, and you would have to appoint a new for your conveyancing in Roath Park.

I am purchasing a 4 bedroom semi-detached house in Roath Park. Our aim is to carry out a loft conversion at the house.Will legal due diligence on the property include enquiries to ascertain if these alterations are prohibited?

Your conveyancer should review the deeds as conveyancing in Roath Park can on occasion identify restrictions in the title documents which prevent certain works or require the permission of another owner. Some extensions call for local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.

My lawyer has informed me that absentee landlord insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Roath Park?

The appropriate level of absentee landlord indemnity insurance depends on your lender. It would differ for example between and . Conveyancing practitioners as opposed to borrowers take out such policies.

The formalities of my remortgage has taken place for my property in Roath Park. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

Are there restrictive covenants that are commonly picked up during conveyancing in Roath Park?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Roath Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm purchasing a new build house in Roath Park with a loan from . The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not to tell my conveyancer about the deal as it would put at risk my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.