We are purchasing a house and need a conveyancing solicitor in Roath Park who is on the Coventry BS approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Roath Park.
When it comes to lenders such as Skipton, do Roath Park lawyers incur a fee to be on the list of approved solicitors?
We are unaware of any bank fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I'm in the process of looking at apartments in Roath Park and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Leeds Building Society.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are getting a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
I have decided to exercise my right to buy my property in Roath Park off the council. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
Are there restrictive covenants that are commonly picked up during conveyancing in Roath Park?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Roath Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Roath Park differ for new build properties?
Most buyers of new build property in Roath Park contact us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Roath Park typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Roath Park or who has acted in the same development.
Looking forward to exchange soon on a studio apartment in Roath Park. Conveyancing lawyers have said that they are sending me a report tomorrow. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Roath Park should include some of the following:
You would want to receive a copy of the lease Setting out your legal entitlements in relation to common areas in the block.For instance, does the lease grant a right of way over a path or staircase? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Rent payments - how much and when is collected, and be on notice if this will change in the future Details of the parties to the lease, e.g. these could be the leaseholder, head lessor, freeholder
Roath Park Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying
The answer will be useful as a) areas may cause problems in the block as the communal areas may start to deteriorate if maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to know about it Are any of leasehold owners in arrears of their service charge payments? The prefered form of lease structure is a share of the freehold. In this situation the tenants enjoy control and even though a managing agent is frequently employed if it is larger than a house conversion, the managing agent employed by the leaseholders.