I have been recommended a conveyancing solicitor in Roath Park. I I would like to check if they are on the Britannia approved list of lawyers. Could you advise?
The first thing to do is e-mail the conveyancer and ask them if they can act for the lender. Alternatively you should get in touch with Britannia who may be able to help.
I moved into my flat on 6 May and my personal details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Roath Park expressed confidence that it would be dealt with in a couple of weeks. Are titles in Roath Park particularly slow to register?
As far as conveyancing in Roath Park registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can vary depending on the party submitting the application, whether there are errors and if the Land registry have to notify any third persons or bodies. As of today in the region of three quarters of such applications are completed in less than three weeks but some can be subject to protracted delays. Registration occurs after the buyer has moved in to the premises therefore an expedited registration is not usually an essential issue yet if it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.
I am buying a new build flat in Roath Park. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Roath Park
Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I opted to have a survey carried out on a house in Roath Park prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies tend not grant a mortgage on this type of home.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Roath Park. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Roath Park to see if the conveyancing will be more expensive.
What can I do to determine who owns a house in Roath Park?
On the basis that the property is recorded at HM Land Registry, and you have enough information of the address of the property, you should be able to see details from the the Land Registry of the recorded owner for a fee.